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Declines don't have to mean defeat
We get it—declined transactions are annoying for everyone. That’s why FlexFactor exists: to quietly recover revenue you’d otherwise lose, without changing how you do business.
Detects eligible decline codes in real time.
Sends only the supported declines to FlexFactor.
Integrated with Valor POS and Virtual Terminal.
Recovers sales without extra effort from your team.
Merchant taps Sale on the Valor POS.
Customer pays with credit or debit.
Processor
declines.
If the decline code can be recovered by FlexFactor, the terminal prompts to reroute.
If approved by FlexFactor → success + printed receipt.
If declined again → the receipt shows both error codes.
See how Valor’s integrated decline recovery engine helps businesses recover lost revenue by automatically reprocessing failed transactions in real time.
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