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# Valor PayTech: The future of payment technology

## Sitemaps
[XML Sitemap](https://valorpaytech.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [How Can I Accept Online Payments for My Business](https://valorpaytech.com/how-to-accept-online-payments/): This updated 2026 guide shows you how to accept online payments easily, securely, and in a way that fits your business model. You’ll learn everything—from taking credit card payments online to accepting payments on your website, social media, or mobile.
- [Rising RAM Prices: Why Valor POS Terminal Pricing Remains Stable — For Now ](https://valorpaytech.com/rising-ram-costs-valor-stable-pos-pricing-2026/): “RAM prices are rising globally, and higher memory costs are expected to influence POS terminal pricing across the industry in 2026.
- [Cloud POS Terminals: The Future of Cloud-Based POS Systems (2026 Guide)](https://valorpaytech.com/best-cloud-pos-terminals/): Today, merchants operate across multiple channels, teams work remotely, and payment technology must adapt instantly. That’s why Cloud POS Terminals are becoming the new standard across retail, dining, hospitality, professional services, and mobile commerce.
- [Contactless Payment Terminals USA 2026 – Tap to Pay Anywhere with Modern NFC Technology](https://valorpaytech.com/contactless-payment-terminals/): In 2026, tap-to-pay isn’t just convenient — it’s the new standard. Across the U.S., shoppers expect to pay instantly with a tap of their phone, smartwatch, or contactless card. And if your business isn’t offering that? You're losing customers, slowing down your checkout, and falling behind competitors.
- [Best Online Payment Services & Platforms for Businesses in 2026](https://valorpaytech.com/best-online-payment-services-and-platforms/): Online payments have become the backbone of modern business. Whether you’re running an eCommerce brand, a subscription business, or a local service company looking to expand online, choosing the right online payment services can shape your customer experience, conversion rates, and cash flow.
- [Best Mobile Payment Solutions & Services for U.S. Businesses (2026)](https://valorpaytech.com/best-mobile-payment-solutions-services-2026/): In 2026, checkout experiences are faster, smarter, and more mobile than ever. Whether a customer is tapping their phone, scanning a QR code, paying through a digital wallet, or completing an invoice on their device, mobile payment solutions have become a core part of modern commerce in the United States.
- [Best Payment Gateway for Small Businesses in 2026](https://valorpaytech.com/best-payment-gateway-for-small-business/): Small businesses often invest heavily in marketing, products, and customer experience, but many overlook one of the most critical parts of the revenue journey: the payment experience.
- [Revolutionizing Payment Processing: Our Journey from Rackspace to AWS](https://valorpaytech.com/global-cto-abubackers-insight-on-valor-paytechs-aws-move/): As a Global CTO, I aim to create an infrastructure that embodies performance, scalability, and automation. Our recent migration from Rackspace to AWS has been a game-changer, marking a new chapter in our tech journey. This shift isn't just about change - it's about leveraging AWS's advanced capabilities to redefine how we operate.
- [What is a POS Terminal? Features, Benefits & How to Choose?](https://valorpaytech.com/what-is-a-pos-terminal-and-how-to-choose-it/): This blog dives deep into the world of POS terminals, breaking down their functionality, features, and significance across industries.
- [Payment Solutions for Businesses in 2026: Complete Guide for the U.S. & NYC](https://valorpaytech.com/best-payment-solutions-2026/): In 2026, businesses across the United States—from local cafés in New York City to fast-growing national retailers—are shifting toward modern payment solutions that offer more speed, more flexibility, and more security. With customers expecting frictionless checkout experiences both online and in-store, choosing the right payment solution can significantly impact your sales, customer satisfaction, and operational efficiency.
- [What is AWS Payment Cryptography](https://valorpaytech.com/what-is-aws-payment-cryptography/): However, with so many options at your disposal, how can you pick the ideal one for your company? Services like AWS Payment Cryptography offer an innovative approach to simplifying integration for payment processing applications, optimizing payment key management, and executing cryptographic operations efficiently.
- [Valor PayTech Partners with AWS to Revolutionize Payment Infrastructure with Unmatched Reliability, Speed, and Security](https://valorpaytech.com/valor-paytech-partners-with-aws/): In today’s rapidly evolving digital landscape, seamless, secure, and reliable payment transactions are critical for businesses of all sizes. At Valor PayTech, we recognize the increasing demand for payment solutions that not only offer enhanced speed but also protect sensitive customer data and ensure consistent uptime. To meet these growing needs, we’ve partnered with Amazon Web Services (AWS) to transform our payment infrastructure. This migration represents a strategic leap forward in delivering a more resilient, scalable, and secure platform for our merchants and partners.
- [How Semi-Integration Improves POS Security](https://valorpaytech.com/how-semi-integration-improves-pos-security/): Have you ever encountered a moment when everything around you moves too fast and you feel lost? It’s like sitting on a bench in the 2000s, carefully counting dollar bills from your pocket, only to fast forward to today, where we impulsively tap and dip cards as we navigate a fast-paced, globalized world, juggling a takeaway brunch in one hand and a smartphone in the other. The fintech industry has been on a wild roller-coaster ride of changes over the past decades. As we’re just a few months shy of hitting the quarter-century mark since 2000, it’s surprising how few technical know-how moments we have in our daily lives. Despite tapping our cards and keeping up with the hustle and bustle of modern life, there’s a lack of understanding about the technical magic behind it all. In this blog, we want to fill in those gaps by pulling back the curtain on POS terminals, Semi-integration processes, and how they quietly shape our lives.
- [Payment Gateway Guide 2026: How It Works & Best Options for U.S. & NYC Businesses](https://valorpaytech.com/what-is-a-payment-gateway-and-how-does-it-work/): In today’s digital-first marketplace, every business—whether a boutique shop in New York City or a fast-growing national eCommerce brand—needs a reliable, secure, and modern payment gateway. It’s the silent engine that powers online transactions, protects sensitive payment data, and ensures that customers can pay quickly and confidently.
- [How Do Recurring Payments Redefine the Subscription Economy?](https://valorpaytech.com/how-do-recurring-payments-redefine-the-subscription-economy/): According to subscription service statistics and cost research, an average consumer spends $133 a month on subscriptions, which amounts to about $1,600 a year. If you think you don’t belong to this group, you might be one of the 42 percent of consumers currently paying for forgotten subscriptions they no longer use. (ERP Today, n.d.) In light of these remarkable statistics showcasing the continuous surge in the subscription economy, the undeniable repercussions of a change in consumer behavior due to recurring payments on the market landscape need the spotlight. As we navigate this dynamic environment, staying attuned to our audience’s evolving preferences and habits will be crucial for any business.
- [Top 5 Payment Industry Trends in 2026 and Beyond](https://valorpaytech.com/top-5-payment-industry-trends-in-2025-and-beyond/): The payment industry is evolving at a rapid pace, and 2025 promises to bring even more groundbreaking innovations.
- [The Evolution of Pricing: Part 3 – Surcharge](https://valorpaytech.com/the-evolution-of-pricing-part-3-surcharge/): Credit card surcharging is a pricing strategy many merchants adopt to offset the rising costs of credit card processing fees. In simple terms, when a customer pays with a credit card, the merchant adds a fee to the transaction. This surcharge is meant to help cover the cost of card processing fees, which merchants incur when accepting credit card payments. However, it's important to note that the fee cannot be applied to Debit, EBT, or Gift Card transactions.
- [How AI in Payments Refine the Fintech Industry](https://valorpaytech.com/how-ai-in-payments-refine-fintech-industry/): Artificial Intelligence (AI) is quietly revolutionizing the world of payments, promising faster, safer, and smarter transactions. From fraud detection to hyper-personalized experiences, AI in payments is reshaping financial services in profound ways. Here’s how AI is creating a smarter, more secure, and seamless payment ecosystem. 
- [How to Choose the Right Payment Partner](https://valorpaytech.com/how-to-choose-the-right-payment-partner/): When it comes to choosing a payment technology partner, especially for Independent Software Vendors (ISVs), the stakes are high. A seamless and secure payment experience not only enhances customer satisfaction but also bolsters your reputation in the market. So, what should you consider when selecting the right payment partner? Here are some key factors to keep in mind:
- [How to optimize a payments ecosystem into a revenue stream](https://valorpaytech.com/how-to-optimize-a-payments-ecosystem-into-a-revenue-stream/): A payment ecosystem is a critical component of any business, and when optimized effectively, it can become a significant revenue stream. At Valor, we offer customized payment solutions, streamlined payment processes, data analytics, and fraud prevention systems that can help you transform your payment ecosystem into a powerful tool for business growth.
- [The Evolution of Pricing: Part 2 – Understanding Cash Discount](https://valorpaytech.com/the-evolution-of-pricing-part-2-understanding-cash-discount/): In this second part of our pricing series, we dive into the Cash Discount model, a simple yet effective strategy businesses use to offset credit card processing costs. If you've been following our blog, you know we've already covered Dual Pricing. Now, let’s break down the concept and its impact on businesses.
- [The Evolution of Pricing: Part 1 – Dual Pricing](https://valorpaytech.com/the-evolution-of-pricing-part-1-dual-pricing/): Dual Pricing is a transparent pricing model that gives customers two distinct options at checkout. Customers opting to pay with a credit or debit card pay the list price, while cash-paying customers receive the lower discounted price. This model not only enhances pricing clarity but also empowers customers with a choice that suits their payment preferences.
- [Implementing Passage.JS and understanding the benefits](https://valorpaytech.com/implementing-passage-js-and-understanding-the-benefits/): Passage.JS is a secure payment solution that ensures sensitive payment information is collected and transmitted to Valor without being stored on the merchant’s servers. This approach significantly reduces the risk of data breaches and fraud - key concerns for both merchants and customers. Passage.JS uses encryption technology to protect data during transmission and follows industry-standard security protocols to maintain data integrity.
- [AUTO BATCH OUT – REDUCE YOUR INTERCHANGE COST](https://valorpaytech.com/auto-batch-out-reduce-your-interchange-cost/): Auto Batch Out ensures your transactions are settled automatically at a designated time each day. This feature, often set up on your POS devices, can significantly reduce human errors that delay settlements and cost you extra in interchange fees.

## Pages
- [WP 2FA User Profile](https://valorpaytech.com/wp-2fa-config/): You must be logged in to view this page. Login here.
- [Release Notes](https://valorpaytech.com/resources/release-notes/): Always up to date. Always improving.
- [Certified ISV Partners Directory](https://valorpaytech.com/certified-isv-partners-directory/): Valor partners with leading ISVs to deliver innovative, industry-specific payment solutions. These certified integrations help merchants run smarter businesses and give ISVs the credibility of being backed by Valor’s secure, scalable payment platform.
- [ValorPay](https://valorpaytech.com/what-we-do/software-products/valorpay/): Tired of clunky transactions? So are we. That’s why ValorPay makes payments effortless with an intuitive interface and seamless processing. Whether you're running a small shop or a fast-paced enterprise, our platform keeps payments moving - quickly, securely, and without the usual headaches.
- [Homepage](https://valorpaytech.com/): Valor Portal and other payment solutions empowers businesses to increase revenue through innovative strategies, leading to sustainable growth and maximized profitability.
- [Newsletter](https://valorpaytech.com/resources/newsletter/): Get the ideas top ISOs and ISVs are already using to win more merchants.
- [Others](https://valorpaytech.com/resources/videos/others/): Videos Search Search ALL Products Solutions How to's Integrations Others The future of payment technology CONTACT SALES
- [FlexFactor](https://valorpaytech.com/flexfactor/): Declines don't have to mean defeat
- [Smart POS](https://valorpaytech.com/what-we-do/hardware-products/smart-pos/)
- [Valor ACH](https://valorpaytech.com/valor-ach/): Simplifying ACH transactions for businesses
- [ETA Transact 2025 Marketing Material](https://valorpaytech.com/eta-transact-materials/): Valor PayTech’s product catalog offers innovative payment solutions and services, including POS devices, payment terminals and features. 
- [VP300 Pro](https://valorpaytech.com/what-we-do/hardware-products/pin-pad/vp300-pro/): The VP300 Pro’s large, 3.5-inch capacitive touch screen makes transactions more interactive and efficient.
- [VP550C](https://valorpaytech.com/what-we-do/hardware-products/countertop-pos/vp550c/): The smart Android countertop
- [Gateway Release Updates](https://valorpaytech.com/resources/gateway-release-updates/): We’ve made a bunch of enhancements and improvements and some bug fixes that’ll hopefully save you some headaches. Enjoy the updates!
- [QuickBooks](https://valorpaytech.com/quickbooks/): Valor PayTech's QuickBooks integration simplifies transaction management for merchants, offering a seamless connection between payment processing and accounting. With two integration options—Virtual Terminal and POS card present transactions—businesses can effortlessly sync payments, invoices, and reports, ensuring accurate bookkeeping and a streamlined workflow.
- [Reseller Certificate](https://valorpaytech.com/resalecert/): Valor PayTech is committed to helping you stay compliant while supporting your success. To ensure compliance with state tax regulations, all ISOs and sales representatives are required to submit a valid resale certificate for the state(s) in which they operate.
- [payment-processor-comparison](https://valorpaytech.com/payment-processor-comparison/): No search results for
- [Virtual Terminal](https://valorpaytech.com/what-we-do/software-products/virtual-terminal/): Simple to set up. Once the application is accepted, your virtual terminal will be ready in a business day.
- [Join our team](https://valorpaytech.com/get-to-know-us/join-our-team/): Explore opportunities tobe part of our visionary team
- [Contact Us](https://valorpaytech.com/contact-us/): 2 Jericho Plaza, Suite 304 Jericho, NY 11753
- [Partner Brochures](https://valorpaytech.com/resources/partner-materials-and-training/partner-brochures/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Partner Brochures for Every Solution Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Logo & Brand Guidelines](https://valorpaytech.com/resources/partner-materials-and-training/logo-brand-guidelines/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Valor's Logo Evolution and Brand Guidelines Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Quick Reference Guides](https://valorpaytech.com/resources/partner-materials-and-training/quick-reference-guides/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Access Our Quick Reference Guides Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Installation Guides](https://valorpaytech.com/resources/partner-materials-and-training/installation-guides/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Step-by-Step Installation Guides for Your Platform Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Merchant Sales Flyers](https://valorpaytech.com/resources/partner-materials-and-training/merchant-sales-flyers/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Merchant sales flyers Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Product Images](https://valorpaytech.com/resources/partner-materials-and-training/product-images-2/): Partner
materials & training Search Search ALL Product images Quick reference guides Partner brochures Merchant sales flyers Logo & brand guidelines Installation guides Videos Browse Detailed Images of Our Products Request marketing materials Having trouble with the contact form? We're sorry for the inconvenience. Please try using a different browser.
Still not working? Feel free to contact us directly at josh@valorpaytech.com The future of payment technology CONTACT SALES
- [Industries](https://valorpaytech.com/who-we-help/industries/): Implementing advanced payment technologies can help reduce transaction costs, minimize fraud risks, and offer valuable insights into customer purchasing behaviors. Let's uncover the various ways effective payment solutions can grow your business.
- [Integrations](https://valorpaytech.com/resources/videos/integrations/): Videos Search Search ALL Products Solutions How to's Integrations Others The future of payment technology CONTACT SALES
- [HOW TO’S](https://valorpaytech.com/resources/videos/how-tos/): Videos Search Search ALL Products Solutions How to's Integrations Others The future of payment technology CONTACT SALES
- [SOLUTIONS](https://valorpaytech.com/resources/videos/solutions/): Videos Search Search ALL Products Solutions How to's Integrations Others The future of payment technology CONTACT SALES
- [Products](https://valorpaytech.com/resources/videos/products/): Videos Search Search ALL Products Solutions How to's Integrations Others The future of payment technology CONTACT SALES
- [Events](https://valorpaytech.com/get-to-know-us/news-and-events/events/): Where the future of payment technology comes to life
- [News](https://valorpaytech.com/get-to-know-us/news-and-events/news/): Leading updates, achievements, and insights driving our industry influence
- [Blogs](https://valorpaytech.com/blogs/): Stay updated on the FinTech industry from Valor PayTech
- [Privacy Policy](https://valorpaytech.com/privacy-policy/): Last Updated: 05/27/2026
- [Software Products](https://valorpaytech.com/what-we-do/software-products/): Our exclusive Valor Payment Gateway is at the heart of our offerings. It is a robust platform that facilitates secure, efficient, and seamless transactions. This gateway is the backbone of our comprehensive e-commerce solutions, enabling businesses to expand their online presence and sales channels confidently.
- [Getting Started For Merchants](https://valorpaytech.com/resources/merchants/getting-started-for-merchants/): Welcome to Valor PayTech, where seamless transactions meet innovative payment solutions. Our comprehensive suite of products is designed to cater to your every need, ensuring secure, efficient, and fast payment processing across all platforms. Here's how you can get started on revolutionizing the way your customers handle transactions:
- [News & Events](https://valorpaytech.com/get-to-know-us/news-and-events/): Stay updated on the latest from Valor PayTech and upcoming industry events
- [Solutions](https://valorpaytech.com/what-we-do/solutions/): Provide comprehensive payment solutions designed to meet the diverse needs of businesses today. E-commerce, in-person, and mobile payment solutions—ensure seamless and secure transactions for any business model.
- [Next-Gen POS](https://valorpaytech.com/what-we-do/hardware-products/next-gen-pos/)

## Gateway release updates
- [Sprint 44](https://valorpaytech.com/resources/gateway-release-updates/sprint-44/): Portal Deletion Restriction for Merchant Profiles, Stores, and Device EPIs: This enhancement introduces a restriction that prevents ISO, Sub-ISO, merchant, and operator users from deleting merchant profiles, stores, and device EPIs.No Comm/UoM Option for Products and Modifiers: This enhancement introduces a No Comm/UoM checkbox in the Product and Modifier subtabs under the Menu / Inventory tab in the Settings module.Recurring Billing SMS Notification Template Update: This enhancement updates the SMS notification template for recurring billing transactions.Pending Status for ACH Recurring Transactions Awaiting Authorization: This enhancement updates the status of ACH recurring billing transactions in the Manage section of the Virtual Terminal. Transactions without a signed authorization form are now displayed with a Pending status.Audit Log for ACH Void Requests: This enhancement introduces an audit log for ACH void requests in the Manage section of ACH Sale and Recurring transactions.Exact Invoice Number Search in Transaction Module: This enhancement introduces support for exact invoice number search in the Transaction module for transactions initiated through the Virtual Terminal and Valor Connect.Time Zone Sync for Multi-MID Profiles: This enhancement introduces time zone synchronization for Multi-MID profiles.Primary Email Synchronization Fix for QuickBooks Profiles: This enhancement resolves an issue with merchant email synchronization for QuickBooks-integrated profiles.Cash Refund Support in Virtual Terminal: This enhancement introduces support for cash refund transactions in the Virtual Terminal.Discount Application Fix for Line-Item Transactions: This enhancement resolves an issue with applying discounts for line-item transactions processed by card or cash.Completion Amount vs. Original Authorization Threshold Update in Valor Shield RT: This enhancement updates the Completion Amount vs. Original Authorization % Threshold rule in Valor Shield RT by restricting the authorization percentage range to between 100% and 200%. POS Reprint Stability Improvement for Merchant and Customer Copies: This enhancement resolves an issue that caused the application to crash during merchant and customer copy reprints.Default Screen Access Restriction in Valor Connect: This enhancement resolves an issue in Valor Connect where devices could exit the Listening screen and access the default screen.Cash Sale Quick Access Display Fix for VP550C with VP300 Pro PIN Pad: This enhancement resolves an issue on VP550C devices with the VP300 Pro PIN Pad where the # to Cash Sale option was displayed even when Cash Sale Quick Access was disabled.Card Present Screen Display Fix for VP800 Devices: This enhancement resolves an issue on VP800 devices where the card present screen was not displayed correctly on the customer-facing side of the POS terminal.Valor Connect Listening Screen Connection Handling Fix: This enhancement resolves an issue in Valor Connect where the connection continued to show as active when merchants navigated to other available options from the Listening screen.Receipt Printing Control for Cash Transactions: This enhancement resolves an issue with receipt printing for cash transactions.Presale Ticket Confirmation Fix for VP550C Devices: This enhancement resolves an issue on VP550C devices where the Presale ticket confirmation screen could inadvertently trigger printing of the last receipt in the background.PayNow Menu Placement Update for Linux POS Terminals: This enhancement relocates the PayNow option from Host Utility to Payment Option under the Main Menu on Linux POS terminals. TMS Auto Settlement Configuration Fix for Copied Device Parameters: This enhancement resolves an issue with automatic batch settlement based on portal configurations for newly onboarded devices in the Merchant Management module.
- [Sprint 43](https://valorpaytech.com/resources/gateway-release-updates/sprint-43/): Portal Approval Code Field in BatchOut Reports: This enhancement adds the approval code received from processor for each transaction as a field in the Detailed Report section of the Settlement Summary in the BatchOut Report. Interactive ACH Transaction Status in Virtual Terminal: This enhancement updates the status field in the Manage section of the Virtual Terminal to display the status of ACH Sale, ACH Recurring, and ACH Auth transactions. DBA and Customer Name Edit Restriction for ISO Operators: This enhancement introduces a restriction that prevents ISO operators from editing the DBA or customer name of other ISO operators and Sub-ISOs. Assigned Device Display Fix in User Management: This enhancement resolves an issue with the View Device option in the User Management module. QuickBooks Invoice Transaction Update Support: This enhancement introduces support for updating existing QuickBooks transactions based on the invoice for QuickBooks-integrated profiles. Bulk Product Upload Validation Update: This enhancement resolves an issue with bulk product uploads by introducing validation logic for existing product and modifier entries. ZIP Code Validation for Create and Update Merchant APIs: This enhancement introduces ZIP code validation for the Create Merchant and Update Merchant APIs.  White label Branding Update for Flamingo Whitelabel Portal: This enhancement removes the display of the Valor logo for Flamingo whitelabel portal users across multiple areas. POS Original Card Type Information in Transaction Response: This enhancement updates transaction responses for Valor SDK integrations and semi-integrated devices to return the original card type information.Offline Transaction Upload Callback in Valor SDK Full Integration: This enhancement introduces a callback event after stored offline transactions are successfully uploaded through Valor SDK full integration.BNPL Support in Valor POS Terminals: This enhancement introduces Buy Now, Pay Later (BNPL) support in Valor POS terminals.Parameter Update Retry Restriction in Valor Terminals: This enhancement introduces a restriction in Valor terminals that limits parameter update attempts after a failure. TMS ACH Void Confirmation Flag Support in Banking API: This enhancement resolves an issue with voiding ACH sale transactions by introducing a new payment_schedule_decline_confirm flag in ACH Banking API requests.Disclaimer Display Configuration for VT Transactions: This enhancement introduces support in the Virtual Terminal to display configured disclaimers during and after sale and E-Invoice transactions. Switch Cash Reversal Support for Priority Processor: This enhancement introduces support for cash reversals when a Priority processor timeout or terminal-level error, such as a network issue, occurs during cash transaction processing.Batch Settlement Update for Priority Payment Processor: This enhancement updates the URL of API call used for batch settlements routed through the Priority Payment processor and enables settlement initiation for all open batches simultaneously.Force Decline Configuration in Valor Demo Platform: This enhancement introduces a Force Decline tab in the Settings module of the Valor Demo Platform.
- [Sprint 42](https://valorpaytech.com/resources/gateway-release-updates/sprint-42/): Portal Multiple Notification Preferences for Recurring Transactions in Virtual Terminal: This enhancement introduces support for configuring multiple notification preferences for recurring transactions in the Virtual Terminal.Additional Frequency Options for ACH Recurring in Virtual Terminal: This enhancement introduces additional frequency options in the Frequency section of ACH recurring transactions in the Virtual Terminal.Completion Amount vs. Original Authorization Threshold in Valor Shield RT: This enhancement introduces a new Completion Amount vs. Original Authorization % Threshold flag in Valor Shield RT.QuickBooks Sync Failure Insights in Report Module: This enhancement introduces detailed failure reasons and insights in the QuickBooks Report available in the Report module.Special Character Support for Customer Names in Vault Module: This enhancement introduces support for special characters in customer name fields in the Vault module.Special Character Support for Product and Modifier Uploads in Settings Module: This enhancement introduces support for special characters in product and modifier file uploads in the Settings module.EPI Delete Restriction in Merchant Management: This enhancement introduces a restriction in the Merchant Management module that prevents ISOs and Sub-ISOs from deleting EPIs.EBT Transaction Support for MX Priority Processor: This enhancement introduces support for EBT MSR cards for the MX Priority processor across Valor PayTech.Whitelabel Password Expiry Reminder Email Update: This enhancement resolves an issue with password expiry reminder emails for whitelabel users. Users now receive automated emails with whitelabel branding.ISV User Assignment Fix in Merchant Profile: This enhancement resolves an issue with saving both public and private ISV users against a merchant.Payroc Processing Fee Calculation and Confirmation: This enhancement introduces Payroc-side processing fee calculation based on the card type for the entered transaction amount across the Virtual Terminal, POS terminals, and Valor Pay mobile application.New Device Detection and Notification Fix for Login Flow: This enhancement resolves an issue where the new device notification prompt was not displayed during login from a new browser or device, particularly for newly onboarded users during the 2FA setup flow. POS (v3.0.56) Prompt Password for Reprint in Device Param: This enhancement introduces a Prompt Password for Reprint flag in the Device Management module.Vault ID and Payment ID Support for Semi-Integrated Transactions: This enhancement introduces support for returning the Payment ID along with the Vault ID in responses for transactions executed through semi-integrated devices.Tri-Pricing Logic for Cash Discount and Surcharge Profiles: This enhancement introduces Tri-Pricing logic for Cash Discount and Surcharge profiles across the Virtual Terminal, POS terminals, and Valor Pay mobile application.Cash Sale Routing to Priority Payments Host: This enhancement in the POS terminals introduces support where all executed cash transactions are routed to the Priority payments host.Offline Mode Support for Semi-Integrated Devices: This enhancement introduces offline mode support for semi-integrated devices.BIN Validation for Authorization Completion Transactions: This enhancement introduces BIN validation logic for authorization completion transactions across the Virtual Terminal, POS terminals, and Valor Pay mobile application.Line- Item Printing Restriction for Presale QR Transactions on Semi-Integrated Linux Devices: This enhancement introduces a restriction for presale QR transactions initiated through semi-integrated Linux devices.ZIP Code Validation in Merchant Boarding: This enhancement introduces ZIP code validation in merchant boarding executed using Valor Portal.Apply Multi-Tender Pricing Display in Valor Android Devices: Valor Android devices now support a configurable Multi-Tender Pricing display on the customer-facing screen.Discover Compliance Enhancements Across Valor Platforms: This enhancement applies Discover-recommended updates across Valor platforms to support accurate transaction processing based on card type. TMS Merchant Logo Display in E-Invoice and Pay Now Links: This enhancement updates E-Invoice and Pay Now links generated through Valor Portal to display the configured merchant store logo on the top-left section of the secure link page. Switch Transaction Retrieval by Transaction ID in Fetch API: This enhancement adds support in the Fetch API to retrieve transactions using the Transaction ID.
- [Sprint 41 – Hotfixes](https://valorpaytech.com/resources/gateway-release-updates/sprint-41-hotfixes/): Portal USB Connectivity Support for Semi-Integrated VP550E and VP350 Devices: This enhancement in the Device Management module introduces support for USB as a connection type for semi-integration on VP550E and VP350 POS terminals. TMS ACH Transaction Status Logging: This enhancement to the ACH transactions introduces a new storage of status log for all initiated ACH transactions until they are settled.
- [Sprint 41](https://valorpaytech.com/resources/gateway-release-updates/sprint-41/): Portal Trusted Device Authentication for New Login Attempts: New login attempts from unrecognized devices now require OTP verification. Once authenticated, the device is marked as trusted, and users can revoke access if needed.Receipt Printing for Cash Sale Transactions in the VT: This enhancement introduces an option in the Virtual Terminal to print a transaction receipt for executed cash sale transactions.Export Data Alignment in User Management: This enhancement resolves an issue in the User Management module where exported user entries did not match the data displayed in the portal.Improved Virtual Terminal UI Responsiveness: This enhancement improves the user experience in the Virtual Terminal by removing the horizontal scrollbar and making components adaptive to the screen zoom level.Improved Boarding API Response Time for EPI Onboarding: This enhancement improves the response time of the Boarding API for EPI onboarding.Force AVS Entry Option in Device Parameters: This enhancement introduces a new Force AVS Entry option in device parameters.Minimum Installment Requirement for Recurring Payments in the VT: Merchants are now required to enter a minimum of two installments to process a recurring transaction in Valor Portal.Billing Detail Validation for Recurring Payments: Billing details for recurring payments are now dynamically adjusted based on the selected contact method. The corresponding fields are automatically set as mandatory or optional.Correct Last Payment Date Display in Recurring Billing: The Last Payment Date in recurring billing records now display accurately. For transactions with no payments.Profanity Validation and Exception Process: The Valor Portal now validates input fields for profane language. If restricted terms are required, users can request approval to use them.Access Token Auto-Regeneration and Refresh Token Handling: Access tokens in the Portal now expire after 15 minutes and are automatically regenerated using a valid refresh token.PIN Pad Status in Device Export: This enhancement introduces new fields in the Device Management module export for devices with an enabled PIN pad.Donations Configuration in Device Parameters: This enhancement introduces a new Donations subtab under Tip, Tax & More in Device Parameters.Automated Email Notification for ACH Transaction Errors in Valor Pay App: This enhancement introduces automated email notifications in the Valor Pay mobile application for errors encountered during ACH transactions.Surcharge Validation for Vault-Saved Cards: The system now validates whether a Vault-saved card is a credit or debit card at the time of saving. This ensures that surcharges are applied accurately only to eligible credit card transactionsACH Refund Processing Fix in Valor Portal: ACH refund transactions can now be successfully initiated from the Portal. Refund records are properly captured in the Transactions module. POS Image Upload Support for Portal Transaction Receipts: This enhancement resolves an issue with uploading an image during transaction processing.Tap on PIN Pad Option in Device Parameters: This enhancement introduces a new Tap on PIN Pad flag in the Device Parameters.Validation Method for API-Based POS and ISV Communication: This enhancement introduces a new validation method for API-based communication between Valor POS terminals and ISV users.Reprint Functionality for Semi-Integrated VL Devices: Merchants can now select the Reprint option on the POS terminal to reprint the receipt for the last transaction executed.Taxable Field Sync for Line-Item Transactions with QuickBooks: Line-item transactions processed through semi-integrated devices now sync accurately with QuickBooks. TMS Device Boarding Audit Log Tracking in Valor Portal: This enhancement introduces an audit log tracking feature in Valor Portal for device boarding.Payment Reminder Validation for Recurring Transactions: The system now validates the customer payment status for a recurring transaction before sending a reminder.EPI Entry Attempt Restriction for POS Terminals: This enhancement introduces a new restriction for onboarding an EPI to a POS terminal.Differential Pricing Support for PayNow Links: This enhancement resolves an issue with applying differential pricing in PayNow links.Removal of Processing Fee for ACH Transactions: This enhancement resolves the issue of where a processing fee was charged during ACH transactions.
- [Sprint 40](https://valorpaytech.com/resources/gateway-release-updates/sprint-40/): Portal QuickBooks Paid Invoice Email for Cash Transactions: This enhancement for QuickBooks-authenticated merchants introduces support for sending a Paid Invoice email to clients from QuickBooks for executed Cash transactions. Group Transactions by Day with MTD Filter: This enhancement in the Transactions Module introduces the ability to group transactions by day when the MTD (Month-to-Date) filter is applied  Mandatory Customer Name and Description for E-Invoice: This enhancement in the Device Parameters of the Virtual Terminal introduces Customer Name and Description as configurable mandatory fields for E-Invoice transactions. Enhanced Additional Inputs Support: This enhancement to the Additional Inputs configuration in Device Parameters now supports the inclusion of special characters and spaces in input fields. Additionally, responses can now accommodate up to 30 characters. Device Label Column in Device Management: This enhancement in the Device Management module introduces a new Device Label column, enabling users to easily identify and track devices based on the configured label. Manage Options for ACH Recurring Transactions: This enhancement in the Manage section of ACH Recurring Transactions introduces additional controls for merchants. BatchOut Summary Report Option for Operators: This enhancement to the Reports module introduces the Export Summary option for BatchOut Reports for users with Operator credentials. Customer Upload Notification for Vault: This enhancement resolves an issue related to upload acknowledgment and notifications when Merchants upload customers to Vault. Audit Log Tracking for Email and Phone Updates: This enhancement to the User Management Audit Logs introduces tracking for changes made to the email ID and phone number configured in a merchant profile. Improved Device Parameter Copy Functionality: This enhancement resolves an issue with copying device parameters in the Merchant Management module. Secure Update Process for Merchant Email and Phone Number: This enhancement introduces a secure authentication process for modifying merchant email and phone number in the Merchant Management module. Configurable 2FA Setup for Newly Onboarded Profiles: This enhancement introduces a Two-Factor Authentication (2FA) setup option for newly onboarded profiles in the Valor Portal. Improved Initiated by Filtering in Transaction Logs: This enhancement resolves an issue with the Initiated By filtering option in the Transactions module. Mandatory Additional Inputs for E-Invoice Transactions: This enhancement to the Virtual Terminal enforces configured mandatory Additional Inputs for   E-Invoice and PayNow Link transactions.   Fleet Module Enablement and Bulk Product Upload Fix: The Fleet module is now automatically enabled for merchant devices when applicable. This update also resolves issues affecting bulk fleet product uploads.  POS Password Protection for Cash Transactions: This enhancement in the Device Management module allows ISOs to configure password protection for cash transactions at the merchant EPI level.Print Additional Inputs in Customer Copy: This enhancement to the Additional Inputs configuration in Device Parameters introduces a new Print in Customer Copy checkbox.Retry Option for Declined Transactions: This enhancement in the Device Management module introduces a new flag Allow Retry for Declined Transactions.Enhanced Customer Receipt Selection UI on VP800 Devices: This enhancement in the VP800 device introduces an improved user interface for receipt selection on the customer-facing screen. TMS Donation Amount Display in Receipts and Detailed Reports: This enhancement resolves the issue related to the display of donation amounts in the Detailed Report and on individual transaction receipts.GIACT Verification for ACH Transactions: This enhancement to the ACH section of the Virtual Terminal introduces GIACT-based verification for the entered account and routing numbers.ACH Decline Message Capture in Virtual Terminal Transactions: This enhancement ensures that decline messages received from the ACH server are now stored for ACH transactions initiated through the Virtual Terminal.Accurate Customer Name Display in Email Receipts: This update resolves an issue where customer names were not displayed correctly in the Email receipts sent against a Transaction.
- [Sprint 39 – Hotfixes](https://valorpaytech.com/resources/gateway-release-updates/sprint-39-hotfixes/): Configurable AVS Validation for E-Invoice Transactions: AVS settings configured in the Virtual Terminal are now enforced for E-Invoice transactions. Merchants can set preferences such as ZIP-only validation, ensuring customer address details are validated according to defined security rules.Mandatory Street Details for AVS Validation: Street number and street name are now required when Address Only or ZIP & Address AVS options are selected in the Virtual Terminal. These details are mandatory during transaction processing and are submitted for AVS validation.Special Character Support for Customer Details: The Add Customer functionality in the Vault and Transactions modules now supports special characters in customer name and address fields.Accurate Customer Name Display in Portal Receipts: Customer names entered during transactions are now correctly displayed in the Portal and on receipts printed from the Portal.  
- [Sprint 39](https://valorpaytech.com/resources/gateway-release-updates/sprint-39/): Portal Password Protection for Reports Access: This enhancement in the Device Parameters introduces a new Password for Report checkbox. Merchants can now enable password protection for accessing the Reports section on their POS terminals. Extended Domain Support for Email: This enhancement to the Edit Contact Info option in the Merchant Overview page now supports email addresses with domain extensions up to 63 characters. Locked Status Sorting in User Management Module: This enhancement in the User Management module introduces a new sorting feature based on user Locked status. Fleet Filter in Merchant Management Module: This enhancement to the Merchant Management module introduces a new filtering option: Fleet. Cancel ACH Authorization Requests: This enhancement to the ACH Auths section within the Manage option of the Virtual Terminal introduces the Cancel ACH Auth feature. SKU-Based Product Search in Virtual Terminal: This enhancement in the Virtual Terminal introduces a SKU search filter when adding line items to a transaction. Removal of Operator Creation Limit: This enhancement in the User Management module removes the previous restriction on the number of operator profiles that could be created. Automatic Session Timeout with Inactivity Warning: To enhance portal security, the Valor Portal now automatically logs users out after 15 minutes of inactivity. Users will receive a warning notification at 14 minutes, allowing them to continue their session. If no action is taken, the system will securely log the user out at the 15-minute mark. POS Clerk-Based Tip Adjustments in POS Terminals: This enhancement improves the Tip Adjust functionality by allowing merchants to perform tip adjustments based on stored transactional data mapped to a specific clerk.Manual Fee Removal Support for High-Fee Profiles: This enhancement in the POS terminal introduces support for manually removing fees for profiles configured with 4% or more.Enable Signature for Cash Transactions: This enhancement to the Receipt section of Device Parameters introduces a new flag: Enable Signature for Cash Transaction.Upload Transaction Details Module for POS Terminals: This enhancement introduces a new Upload TXN Details module on POS terminals, giving merchants better visibility and control over transaction data uploads.Enhanced Security for Remote Diagnostics: This security enhancement to the Remote Diagnostics (RD) feature on Valor Linux terminals is supported on application version 3.0.48 and above.Improved Decline Responses: This enhancement ensures that API sale responses sent via WebSocket, TCP, or Wrapper API now return more accurate and descriptive decline messages when the request contains invalid field names or insufficient data. TMS Additional Inputs Displays for PayNow Links: This enhancement to the Hosted Payments Page introduces the display of Additional Inputs for ACH PayNow Link transactions.Online BIN Lookup Option for POS Terminals: This enhancement in the Device Parameters introduces a new BIN Lookup Online Only option under the Support section. When enabled by ISOs, the POS terminal bypasses local BIN downloads and performs BIN lookups directly from the server.
- [Sprint 38](https://valorpaytech.com/resources/gateway-release-updates/sprint-38/): POS Transaction Workflow Enhancement: This enhancement in the transaction logic of the Android POS terminal now allows a transaction to proceed even if the customer remains idle on the Tip screen for more than 30 seconds.Tip Report Enhancement: This enhancement to the Tip Report on Valor POS terminals introduces the Base Amount field.Report Enhancement – Multi-Clerk Tip Details: This enhancement to the Report section of the Valor POS Terminal introduces support for viewing multi-clerk tip details across the Detailed Summary, Tip Adjust Summary, and Tip Report.Password Protection for Fleet Config: This enhancement to the Fleet Config option in Valor POS terminals introduces a password-based control for configuring the price of Fleet products.Password for Manual Card Entry: This enhancement introduces a new checkbox: Prompt Password for Manual Entry. When enabled, the POS terminal prompts the merchant to enter the configured password before allowing manual card entry.Restriction on Issue Refund for Tipped Transactions: This enhancement to the Transactions module introduces a restriction on the Issue Refund option for transactions that include a Tip amount.Fleet Module – Dynamic Unit Pricing: This enhancement to the Fleet module introduces a new pricing logic that allows merchants to configure unit prices for service-based Fleet products directly from the POS terminal at the time of sale.Cashback Amount Display in Transaction Receipts and Confirmation: This enhancement to Valor Connect introduces the display of the Cashback amount in both the transaction receipt and confirmation screen within the portal.Fee Support – Tip and Tax for Pre-Auth Transactions in Valor POS: This enhancement introduces support for Tip, Tax, and Fee calculations during Pre-Authorization (Auth) transactions on Valor POS terminals.Security Enhancements for Refund and Batch Out: This enhancement to the Device Parameters adds support for two new fields: Password for Refund and Password for Batch Out.Tip Support for Pre-Auth and Post-Auth Transactions: This enhancement introduces Tip support for both Pre-Authorization and Post-Authorization transaction types.Customizable Display Themes and Receipt Font Sizes: This enhancement in all Valor POS terminals introduces new setup options that allow merchants to personalize the user interface and receipt presentation.Force Transaction Status Acknowledgement: This enhancement in the Device Parameters introduces a new flag: Force Transaction Status Acknowledge under the Transaction sub-tab of the Terminal & Transaction tab.External PIN Pad Support for PIN Entry: This enhancement in the Device Parameters of PIN Pad–supported POS terminals introduces a new flag: Use Pinpad for PIN Only, available under the Terminal sub-tab of the Terminal & Transaction tab.Animated Receipt Display on POS Terminals: This enhancement to the Device Parameters introduces a new flag: On Screen Receipt Animation, which is enabled by default.Customer Satisfaction Survey Display on Printed Receipts: This enhancement to Valor POS terminals with the Customer Satisfaction Survey feature enabled introduces the display of submitted survey responses on printed transaction receipts.Pin Pad Listening Screen and Tip Support for VP300 Pro: This enhancement introduces a listening screen on the VP300 Pro PIN pad when connected to a VP550C terminal. Transactions initiated via Valor Connect can now be processed directly through the PIN pad.Access to Default Screen for Semi-Integrated Connections: This enhancement in Device Parameters introduces a new feature allowing access to the default home screen from any semi-integrated connection type.QR Code Support for Line-Item Transactions: This enhancement in the Device Parameters for Android terminals introduces support for generating QR codes for lineitem–based transactions. Portal Valor Shield RT – Business Hours-Based Transaction: This enhancement to the Valor Shield RT introduces a new rule, Restrict Transaction Outside of Hours, enabling merchants to define active business hours during which transactions are permitted.Line Item based Transaction for ACH Sale: This enhancement to the Virtual Terminal module introduces line item-based transaction support for ACH Sale transactions.Mark as Paid for E-Invoice Transaction: This enhancement in the Manage section of a generated E-Invoice transaction introduces a new Mark as Paid option. Merchants can now manually update the status of a selected E-Invoice to reflect completed offline payments.Mandatory Cardholder Name – AVS Integration: This enhancement in the Device Parameters introduces a new flag: Mandatory Cardholder Name.Receipt Enhancement – Displaying Customer Name: This enhancement in the Transaction Module introduces the Customer Name field on all receipts generated through the Valor Portal.Search Filters – Engage My Customer: This enhancement in the Valor system to process and Capture the Valor POS terminal transactions into Engage My customer module.Transaction Module Search Filter – Device Label: This enhancement to the Transaction Module introduces Device Label as a search filter.Refund Restriction – Tip-Based Transactions: This enhancement to the Transactions Module restricts the ability to issue refunds for transactions that include a tip—whether provided during the original sale or through a tip adjustment.Enhanced QuickBooks Payment Method Mapping: When a transaction is processed through the Virtual Terminal, the synced entry in QuickBooks now accurately reflects the payment type as Credit or Debit, instead of the generic Card label.Virtual Terminal Enhancement – Initiated By Column: This enhancement to the Manage section of the Virtual Terminal module introduces a new Initiated By Merchants can now easily identify the user who initiated each transaction.Column Sorting Feature in Transaction Module: This enhancement in the Transaction Module introduces a column sorting feature across all available fields.QuickBooks Integration – Preferred Deposit Account: This enhancement in the QuickBooks Configuration sub-tab under the QuickBooks tab in the Settings Module introduces a new field: Preferred Deposit To Account.Transaction Module Enhancement – Credit Memo for Refunds: This enhancement in the Transaction Module introduces a new Credit Memo field for all Issue Refund transactions.Multi-Boarding API – Unified Device Properties: This enhancement to the MultiBoarding API eliminates the need to define device properties for each Child EPI individually.Device Management – View Associated Operators: This enhancement in the Device Management module introduces a new option for merchants to view operators associated with a specific device.Duplicate ACH Transaction Confirmation for Mobile ACH Sale: This enhancement to the ACH Sale API for the Valor Pay Mobile application introduces a confirmation screen when attempting to reinitiate an ACH transaction with the same account and amount within a 48-hour window.Home Screen Dashboard Filter – Today as an Option: This enhancement in the Dashboard Filtering Options on the Home screen introduces a new Today filter.Device Management – Verbiage Update for Filter: This enhancement in the Device Management Module updates the filter label under Application Type to BinBase Surcharge for improved consistency and readability across the portal.SMS Receipt Template with Installment Summary: This enhancement to SMS receipt notifications for customers enrolled in recurring billing introduces a new template that clearly displays the billing interval and the total number of installments.Parameter Sync for Multi-MID Profiles: This enhancement in the Device Parameters introduces a new option for Multi-MID profiles, allowing merchants to copy only modified parameter changes from the current device to other Child EPIs under the same profile.Settings Module – Verbiage Update for Vault Storage: This enhancement in the Merchant Settings section of the Settings Module updates the verbiage from Store card to vault to Store Card to Vault for improved consistency and readability across the portal.Virtual Terminal – Device Label in Setting Default EPI: This enhancement to the Settings Module for Virtual Terminal EPIs introduces visibility of the Device Label next to each EPI when selecting a Default EPI.Vault Module – ACH Account Restrictions and Auth Resend: This enhancement to the Vault module introduces new controls for managing ACH account details during customer creation.Timestamp Display for Upload History: This enhancement to the Upload History option in the Product and Modifiers sub-tab of the Product section in the Settings module introduces the display of timestamps aligned with the merchant’s configured time zone.Recurring Billing Update with Tokenized Vault Customers: This enhancement improves the recurring billing workflow in the Virtual Terminal by enabling merchants to edit active recurring payments associated with tokenized Vault customer profiles.Detailed Summary Display for Recurring Installment Transactions: This enhancement to Recurring Installment Transactions in the Virtual Terminal introduces a comprehensive summary display.Accurate Display of Upcoming Recurring Payment Dates: This enhancement resolves an issue with the display of upcoming payment dates for Recurring billing.Enhanced Address and AVS Status Visibility in Transaction Overview: This enhancement to the Transaction Overview section in the Transactions Module adds visibility into the billing and shipping addresses for transactions initiated via the Virtual Terminal.Option to create New item from template for Products and Modifiers: This enhancement in the Product and Modifier sub-tab under the Product section of the Settings module introduces a new option: New Item from Template.Taxable range increased to 20% in Device Parameters: This enhancement in the Device Parameters now allows merchants to configure State Tax up to 20%.CEDP Display Enhancement for Level 2 and Level 3 Transactions: This enhancement improves the user interface for transactions eligible for Level 2 and Level 3 (L2/L3) benefits in the Virtual Terminal by introducing a clear display of the Commercial Enhanced Data Program (CEDP).CEDP Checklist Display for Tax ID–Enabled Merchants: This enhancement to the Virtual Terminal module introduces visibility of the CEDP checklist for merchants whose profiles include a configured Tax ID, set by their associated ISO.Conditional Requirement of Commodity Code and Unit of Measure in Product Configuration: This enhancement to the Add Item option under the Product section of the Settings Module removes Commodity Code and Unit of Measure as mandatory fields for merchants who do not support Level 2 or Level 3 (L2/L3) data processing.Support for 'Each' as Unit of Measure in Product Configuration: This enhancement to the Add Item option under the Product section of the Settings Module introduces Each as a selectable Unit of Measure when creating a Product or Modifier.Improved Tax ID Verbiage and In-Field Guidance: This enhancement to the Merchant Management module introduces improved verbiage and contextual in-field guidance for the Tax ID field.Valor Connect Shortcut for Operators: This enhancement to the Home screen of the Valor Portal introduces a Valor Connect shortcut for operators assigned to devices with Valor Connect enabled.Enhanced Password Security and Authentication: This enhancement in Valor portal strengthens user login security by introducing OTP-based authentication and enforcing an updated password policy.Operator Creation Limit: This enhancement introduces a daily restriction for creating operator profiles in the User Management module.Store-Based Transaction Filtering: This enhancement to the Transaction module introduces support for filtering transactions by store name.Improved Merchant Boarding Validation: This enhancement in the Valor Portal and Valor CRM API introduces advanced validation logic during merchant creation and updates.Accurate Gross Sale and Transaction Graph Display: This enhancement resolves a discrepancy in the display of Gross Sale values and the corresponding Transaction Overview graph on the Home screen.Unique Username Enforcement for Multi MID Merchant Profiles: This enhancement to the Merchant Boarding process for Multi MID profiles introduces a restriction that prevents the creation of profiles with duplicate usernames. TMS AVS for E-Invoice – Billing address saved to Vault: A new flag, AVS for E-Invoice, enables an open field during E-Invoice transactions to collect the customer's billing address and ZIP code. The information entered is securely stored in the Vault with the customer profile.E-Invoice Transaction – Merchant Logo Display: This enhancement in the Device Parameters introduces a new flag E-Invoice Display Merchant Logo.Valor Shield RT - Consecutive Failed Transactions: This enhancement in the Valor Shield RT introduces a new field, Consecutive Failed Transactions – PayNow Link, allowing merchants to configure the maximum number of failed transaction attempts permitted within a specified frequency.CVM Limits for Guam: This enhancement to the Merchant Management module introduces Cardholder Verification Method (CVM) limits for transactions executed in Guam, for all transactions exceeding $50.Merchant Logo Display for E-Invoice Page: This enhancement in the Device Parameters introduces a new flag—E-Invoice Display Merchant Logo, When enabled, merchants can display their configured logo on the E-Invoice payment page.Restored L2 Benefits Processing: This enhancement restores the ability to process and transmit Level 2 (L2) data for transactions executed through both the Virtual Terminal and POS terminals. Switch Password Prompt for Manual Card Entry: This enhancement introduces Fallback Manual Transaction processing for devices onboarded with the Elavon Processor. Mobile ACH Recurring Support for Android and iOS Mobile Applications: This enhancement to the Valor Pay Mobile application introduces support for ACH Recurring transactions on both Android and iOS platforms.Enable L2 Flag for VT and RCKT Devices: This enhancement introduces a new Enable L2 flag in the Device Parameters for Virtual Terminal and RCKT devices on Android and iOS platforms. When this flag is enabled, merchants are required to enter a Purchase Order Number during transaction execution.Mandatory Cardholder Name for Manual Entry: When enabled, merchants using the mobile application for manual card entry must provide the cardholder name as a mandatory field.Incremental Authorization Support in Valor Mobile Application: This enhancement introduces support for Incremental Authorization within the Valor Mobile application.In-App Update Notification for Android: This enhancement to the Android version of the Valor Pay Mobile application introduces an in-app notification for updates.Tip and Tax Fee Visibility for E-Invoice and PayNow Link: This enhancement to the Valor Pay Mobile application now includes applicable fees for Tip and Tax in their respective fields for transactions initiated through E-Invoice and PayNow Link. ISV Add Card to Existing Vault Customer via Transaction Module: This enhancement in the Transactions Module introduces the ability for merchants to add new card details to an existing customer profile in the Vault.Support for Special Characters in Customer Name: This enhancement to the Vault module removes the previous restriction on using special characters in the Customer Name field.Customer ID Search Support in Vault Module: This enhancement in the Vault module introduces support for searching customers using their system-generated Customer ID.Tip Configuration Support for Valor Connect Transactions: This enhancement to transactions initiated through Valor Connect introduces a Tip section with an optional Tip Editable checkbox.ACH Sale Support for Magento Plugin: This enhancement to the Magento Plugin introduces ACH sale as a supported payment option.ISV Assignment by All ISO User Types: This enhancement in the Merchant Management module enables all types of ISO users to assign their associated ISVs to their merchants.
- [Sprint 37](https://valorpaytech.com/resources/gateway-release-updates/sprint-37/): POS Cash Sale Shortcut for Dual Pricing Accounts: This enhancement to the Home Screen section of the Device parameters introduces a new Cash Sale Quick access flag. When enabled merchants can use the ‘#’ key to proceed with a Cash Sale. Enhanced Cash Drawer Logic: This enhancement in the VP800 devices to control the cash drawer operations. Enhancement to No Receipts Transaction on POS Devices: This enhancement in the transaction workflow on all POS Terminals introduces a manual confirmation step for merchants after a transaction is executed with no receipt option. Gift Card Receipt Enhancement – Balance Display: This enhancement in Android POS devices to print the balance amount in the receipt as part of the Add Value transaction.  Portal Multi MID – Module enhancement in Merchant Overview Page: This enhancement in the Merchant management module supports viewing Operators, transactions, Valor Shield and View Batches option for Multi MID Merchants.Multi MID – Copy Parameters: This enhancement in the Device Management module introduces a Copy Parameters function for Multi-MID accounts.Multi MID – Device Enhancement in Merchant Management: This enhancements in merchant management module for Multi MID Merchants to see their child EPIs by using the drop-down icon in the parent EPI.Multi MID – Configuring Child EPI PIN: This enhancement in the Security section under Device Parameters for Multi-MID accounts introduces a new field: Child EPI PIN.View Device Transactions at EPI level: This enhancement in the Merchant Management module allows ISOs to view transactions of individual devices using the View Device Transactions option available via the vertical ellipsis on each device entry.Export Notifications: This enhancement to the Settings Module introduces a Maker Checker notification feature that supports export activities in both the User Management and Merchant Management modules.PIN Verification status on Portal and Transaction receipts: This enhancement to the Transaction Module introduces the display of PIN Verified status within the transaction details section and on E-Receipts.Ticket Management through API: This enhancement in the Tickets Module is to provide APIs for managing the tickets in Valor Portal. Merchants and ISO can view, create, reopen and update tickets via API.Increased Instalments for Recurring Transactions: This enhancement to the Recurring Transactions in the Virtual Terminal increases the maximum number of allowed instalments to 999, providing greater flexibility for long-term billing plans.Enhanced Idle Timeout Configuration: This enhancement to the Set an Idle Time for Auto Logout option in the Settings Module allows users to define session timeouts ranging from 15 minutes to 24 hours.Engage My Customer – Percentage Offer Cap Enhancement: This enhancement in the Engage My Customer module introduces a maximum dollar limit within the Percentage field under Offer Type in Add Promotions.Donations with Every Transaction in POS and VT: This enhancement introduces the ability for merchants to configure a Charity Name in the Valor Portal and collect donations during transactions executed via POS Terminals and the Virtual Terminal.QB Enhancement – Product and Inventory Class Support: This enhancement in the QB synchronization is to sync class name for poducts along with the transaction.Enhanced E-Invoice Management in Virtual Terminal: This enhancement to the Manage section of the Virtual Terminal allows merchants to Edit, Recreate, and Delete E-Invoices for both Active and Pending states.Automatic Invoice Number Capture for Refunds: This enhancement in the Transaction Module ensures that the invoice number from the original transaction is now automatically captured and displayed during refund processing.VT Enhancement to QB-Authenticated Merchants: This enhancement to the Virtual Terminal enables automatic selection of the Create/Update Invoice in QB checkbox for merchants integrated with QuickBooks.USB Connectivity Support via Portal: This enhancement to the Device parameters includes USB as a connection type in the Valor Portal.Enhanced Card Price Logic for Line-Item Transactions in VT: This enhancement in the Virtual terminal supports calculating Card Price logic for Line items. Card price logic will include surcharge amount inclusive of the line items total sale value. TMS Hosted Page Sale API – L2 & L3 Support: This enhancement to the Hosted Page Sale API introduces support to store and share Level 2 and Level 3 (L2/L3) details to the processor for line items across all E-Invoice and PayNow Link transactions. Switch Device Parameters – Duplicate Transaction Check: This enhancement to the Device Parameters adds a Duplicate Transaction Check under the Security options in the Terminal & Transactions section.
- [Sprint 36](https://valorpaytech.com/resources/gateway-release-updates/sprint-36/): POS L3 Data Support via Semi-Integration with Hardware Devices: With this update, merchants can now perform line–item–level transactions that qualify for Level 3 interchange rates, resulting in greater transparency and potential cost savings. Static IP Management via Valor Connect: This enhancement enables remote configuration of network settings on VP500 series Android POS devices through Valor Connect. Applying Tax for the Add Custom Product: This enhancement to the Add Custom Product feature on POS devices introduces a new Taxable checkbox, allowing merchants to apply pre-configured tax amounts to custom products added during a sale. Extended Pinpad support for Remote Diagnostics: This enhancement to the Remote Diagnostics module extends support to external Pinpad devices across all Linux POS terminals, including VP100, VP300, and VP300 Pro models. PC-POS Support for USB Communication: This enhancement to the VP100 Linux POS device introduces support for USB connectivity within the data communication protocol.  TMS Flexible PayNow Link – OTP Validation: This enhancement introduces an additional layer of security to Flexible Payments on the E-Invoice page by implementing OTP (One-Time Password) authentication for customers. Restricted Refund Functionality: This enhancement to the Virtual Terminal introduces a regional restriction on direct refund functionality.  Portal Device Management – Home Screen Enhancements: This enhancement to the Device Management module reorganizes the Home Screen tab within device parameters by combining credit and cash-related flags for improved usability. Additionally, a new POS Home Screen Preview section has been introduced. Fail-safe for Editing Merchant VAR Details: This enhancement to the Merchant Management module introduces a validation logic that prevents ISOs from updating or deleting EPI (merchant VAR) details and corresponding store when an open batch transaction exists. E-Invoice Disclaimer – Ability to add weblinks: This enhancement to the Device Management module allows users to include a URL in the disclaimer section of Virtual Terminal Credit and Debit E-Invoices. Line-Item Transaction in PayNow Link: This enhancement enables line-item support for PayNow Link transactions in the Virtual Terminal. Custom Default Module for Valor Portal Login: Users can now configure a preferred default module, which automatically loads upon login to the Valor Portal. Login limits for OTP validation: This enhancement to Two-Factor Authentication during user login limits OTP validation to three attempts. On the fourth failed attempt, users are redirected to the login screen and must re-enter their credentials to receive a new OTP, which can then be used to access the Valor Portal. VT transactions – QB Sync status: This enhancement enables the QuickBooks sync status to be displayed in the transaction confirmation pop-up for QuickBooks-integrated profiles. Enhancement to the Merchant Inventory Configuration: This enhancement to the Settings module allows ISOs to add products and modifiers for onboarded merchants even before account activation. Enhanced Search Filters for Fleet products: This enhancement to the Fleet section of the Settings module introduces new search and filtering options. Custom Tip Calculation based on Indicator field: This enhancement updates the virtual terminal to support fee calculations for tip amounts within Dual Pricing profiles. Enhanced Printing of Transaction Receipt: This enhancement ensures that Virtual Terminal receipts, when downloaded and printed, are properly formatted to display all receipt content on a single page. Unnecessary blank pages are eliminated. 
- [Sprint 35](https://valorpaytech.com/resources/gateway-release-updates/sprint-35/): POS Access to Default Screen via Valor Connect: This enhancement allows Linux POS users to enable or disable the Access to Default Screen feature via the Device Management module. When disabled, the device remains on the Valor Connect Listening screen. Expiry Date Inclusion in API Response: This enhancement for Android devices enables the inclusion of expiry dates in API responses for all transaction types and card types. Restrict Tip Collection for Cash Sales: This enhancement to the Device Management module allows users to restrict tip collection for Cash sales. EBT Routing Prompt for Dual Pricing Profiles: This enhancement to the Dual Pricing profile introduces a notification prompt on the POS device when a merchant attempts to process an EBT card transaction in Card mode.  Switch Refund Calculation in Settled Batch Reports: This enhancement to the Reports module streamlines how refund transactions are represented against processed transactions in settled batches. TMS Email Receipt Delivery: This enhancement fixes the issue with email receipts by ensuring that all transaction receipts are delivered to the merchant via email when the corresponding option is enabled in Merchant Settings. Line-Item Capture in Receipts: This enhancement ensures that for line item–based transactions executed via Virtual Terminal, the covered line items are now accurately captured and reflected in their corresponding transaction receipts. Device Parameters – Clerk Details: The fix ensures all necessary data is now updated in the merchant’s device parameters. Clerk details are correctly shown on the HOST Utility screen and included in receipts. AVS Response Code Display: This enhancement in the Receipts module captures the AVS response code in the receipts for the current transaction matching the receipts generated in the POS.   Card Label Retention on POS Terminals: This enhancement in the Device Management module ensures that the merchant-defined value for the Card Label on Terminal field is retained and reflected on the POS device.  Portal Enhancement to Merchant Management Module Export: This enhancement to the Merchant Management module enables ISOs to view the status of modules enabled for each merchant in a single export file. Invoice Number as a Column in VT Mange page: This enhancement to the Manage section of the Virtual Terminal introduces Invoice Number as a separate column for all E-Invoice and Recurring Bill transactions. Manage Tab Label Update: The E-invoice tab has been renamed to E-invoice / PayNow. This newly labeled tab will now display and manage both E-invoice and PayNow related data for the user. Default Store Card to Vault Option: This enhancement in the Merchant Settings module sets the default value for Store Card to Vault to Manual instead of Auto.Broadcast Notifications in Valor Portal: This enhancement to the Valor System introduces a new Broadcast feature that displays in-portal notifications to users upon each login. 
- [Sprint 34](https://valorpaytech.com/resources/gateway-release-updates/sprint-34/): POS Syncing Products & Inventory: This enhancement adds stock validation for line items in the Valor Menu and Inventory during transactions initiated through Valor Connect.  Disclaimer in the On-screen Signature: This enhancement allows the On-screen signature prompt to include a disclaimer stating the purpose of the signature. SDK Enhancement – Bin Function Call: This enhancement provides BIN lookup functionality that uses the provided card details to identify the card type and returns it in the response. Enhancement to the Tip screen: This enhancement allows transactions to proceed immediately when the No TIP option is selected on the TIP screen across all devices. Newland device – Daily security reboot: This enhancement incorporates the reboot function within the heartbeat feature, utilizing the configured heartbeat interval in the Valor system. Debit amount in PIN Pad device: For Dual pricing and BIN based surcharge profiles, Newland PIN pad device displays the correct transaction amount when a DEBIT card is used. Cash Savings on Receipts: This enhancement ensures that the devices display only the differential cost as the cash saving amount on the receipts. VP550C reconnection to PIN Pad device: This enhancement ensures that the VP550C device’s PIN pad is reinitialized for each new transaction, including after the device restarts.  TMS Enhancement to PayNow Link: This enhancement fixes an issue with PayNow links by ensuring they expire after 10 consecutive payment failures. S3 Bucket reports: This change ensures that the new columns recently added to the reports are consistently available to merchants in their S3 buckets under all conditions caused by high load.  Portal Configuring Valor Shield RT to EPIs: This enhancement enables ISOs and merchants to configure rules at the EPI level within the Valor Shield RT module. Recurring payments – SMS Receipts: This enhancement resolves the issue with the callback number by ensuring that the merchant store’s phone number is used, even when the transaction is initiated from an operator’s account.  Switch Worldpay Validate and Save: This enhancement introduces the Validate and Save feature for the Worldpay processor. 
- [Sprint 33](https://valorpaytech.com/resources/gateway-release-updates/sprint-33/): POS Separate Parameters for Valor Connect: This enhancement has provided a JSON tag to control tax and fee calculation for transaction performed through Valor Connect. Multi MID enhancement Valor Connect: This enhancement introduces the ability to select profiles through the Valor Connect listening screen UI. PIN Pad support for Multi MID profiles: This enhancement allows PIN Pad support with Multi MID feature for Linux based POS devices. Fleet Product Enhancements: This enhancement allows merchants to enable or disable Product Types and Product Categories directly from the Portal. Establishing Network Connection: This enhancement enables merchants to remotely configure the network connection on the POS device through Valor Connect, including the setup of static configurations. EMV transaction for EBT cards: This enhancement enables both EMV contact and contactless payment methods for EBT Food and EBT Cash transactions. Semi Integration IP Address: This enhancement ensures that the IP Address is included when the Heartbeat API is called for the semi-integrated devices. Transaction Type Enhancement: This enhancement is to allow disabling the credit option in the POS Menu config.  TMS Adding Value to Gift Card: This enhancement has made it possible for the merchant to activate, load balance and add value to a Gift card. Enhancement to Additional Inputs Field: This enhancement allows a merchant to modify and save the Additional Input field under the Data Collection tab. Merchant copy of Receipt: This enhancement, when enabled, ensures that the merchant receives a copy of the transaction receipt at their registered email address. Matching Physical Receipt with Portal: This enhancement ensures the physical copy of the receipt matches the SMS and Email receipt copies.  Portal Remove Tax for Virtual Terminal Transactions: This enhancement allows merchants to Remove tax from a transaction processed in Virtual Terminal. Mandatory Invoice Number: This enhancement allows merchant to mandate Invoice number for any transaction executed using Virtual Terminal. Saving Custom Column: This enhancement allows users to save their custom column settings for the transaction module. Additional Date Ranges for Card Updater Reports: This enhancement in the Card Updater Report adds date range filtering options "All" and "Year to Date (YTD)". 
- [Sprint 32](https://valorpaytech.com/resources/gateway-release-updates/sprint-32/): POS Application security reboot VP800: This enhancement prevents the VP800 device from performing automatic security reboots. Instead, the device will now reboot according to the configuration set in the portal. PIN verification for Contactless transaction: This enhancement enables merchants to support debit card transactions in contactless mode. The PIN will be requested based on the floor limit set which varies for each card brand. Additional Inputs Per Transaction: This enhancement increases the number of additional input fields supported per transaction to up to 25. Displaying Reports on VP800 Screen: This enhancement on the VP800 device ensures that the selected report. Cash Button for Bin based Dual pricing: A new "Cash" button will be displayed on the home screen along with other options. Updated QuickBooks Invoice: This enhancement is to enable the Valor gateway to update the QuickBooks with the required details which allows QuickBooks to display Fee, Tip, Tax and Differential as part of the receipt in QuickBooks.   Bin Function Call – SDK Enhancement: This enhancement ensures that the BIN API call seamlessly processes all types of values, verifying them against the expected response for improved accuracy and reliability.  TMS Additional Inputs on Receipt: This enhancement ensures that any transactions with additional inputs configured on the device are accurately reflected in the corresponding transaction receipts. Line Items on Receipt: This enhancement ensures that the selected line items for all virtual transactions are accurately reflected in the transaction receipts. No Line items for sale with no inventory: This enhancement ensures that line items are not displayed for transactions that do not involve inventory in the sale. Serial Number History: This enhancement to Device management module provides Serial Number History, allowing users to view all previously configured EPIs under a specific serial number. Multiple Line Items on E-Invoice: This enhancement allows multiple line items to be reflected in the e-invoice sent through email. Adding Description of Receipts: This enhancement ensures that both printed, and e-receipts display accurate descriptions associated with the sale and the merchant.   Presale QR Generation: This enhancement allows merchants to generate and print QR code for Presale transaction executed through a POS device.  Portal Filters for Virtual Terminal Manage Tabs: This enhancement adds Search, Filter, and Refresh options to the QR page under the Manage tab of the Virtual Terminal. Capturing Customer name on Cash sales: This enhancement ensures that the customer name entered for a cash sale is reflected in the Transaction Module under the "Customer Name" column. Vault customers name against Transactions: This enhancement ensures that the transaction module displays the vault customers name in the “customer name” column. Group by day – Transactions: This enhancement in the transaction module allows merchants to view transactions grouped by day using the 'Group by Day' icon. Device Label for Transaction Module: This enhancement adds 'Device Label' as a column option in the column configuration settings. Report Module for Operators: This enhancement provides Reports as a module with a configurable option, allowing merchants to enable it during operator creation or while editing their permissions. Running total for Open Batches: This enhancement displays the running total in the Open Batch Report, showing the cumulative net volume of card transactions in the open batch Additional Date Ranges for Card Updater Reports: This enhancement in the Card Updater Report adds date range filtering options "All" and "Year to Date (YTD)" in the Recurring Report, Vault Report, and Transaction Opportunity Report. 
- [Sprint 31](https://valorpaytech.com/resources/gateway-release-updates/sprint-31/): POS Custom Images on VP800 Device: The Valor Portal now allows users to add custom images to be displayed on the VP800 device's customer-facing screen. Additionally, users can select the "Display Image Scale" option to either retain the actual size or fit the image to the display.Image Capture in Android Devices: Android devices now support image capture as part of a transaction. These images will be uploaded to the Valor Portal. Merchants can add up to 3 images per transaction. The option to enable the camera is available in the Device Management module. TMS Pay Now Email & Receipts Enhancement: When a "Pay Now" transaction is initiated from the mobile app, the corresponding email now includes proper images, which are also reflected in Valor Portal receipts.Mobile-Friendly Pay Now Link: The Pay Now link page now supports scrolling on small screens, ensuring that the "PAY NOW" button remains visible for a seamless payment experience. Portal Receipts Enhancement: The Valor Portal and POS now support receipts with an increased header line limit, expanding from 5 to 7 lines.Incremental Authorization: The Valor Portal now supports Incremental Authorization in the transaction module. Pre-Authorization (Pre-Auth) or Authorization completed via POS machines and the Virtual Terminal now includes an option for Incremental Authorization within the three-dot menu.Merchant Name Search Improvement: The Valor Portal has enhanced the merchant's name search function by enabling support for special characters in usernames.Level 2 & Level 3 Transaction Benefits: The Virtual Terminal now provides merchants with an option to enable Level 2 (L2) and Level 3 (L3) benefits for customers. Once enabled, the Virtual Terminal module will send the required details to the processor to support L2 and L3 for each transaction.Recurring Transaction Editing: Merchants can now edit recurring transactions in the Virtual Terminal. Under the "Manage" tab, they can modify the total number of installments, subscription period, and customer name.Transaction Module Filters: The Transaction Module now includes column filters. The columns displayed under both default and custom options have been normalized, ensuring all columns remain visible in both views.Product Upload via XLS: Merchants can now upload XLS files to add products to the system. The previous bug that restricted uploads to 25 products has been fixed, and the limit has now been increased.Valor Resource Center Update: The Valor Resource Center has been updated with new Quick Reference Guides featuring the latest logo.
- [Sprint 30](https://valorpaytech.com/resources/gateway-release-updates/sprint-30/): Merchants and ISOs can customize transaction reports by modifying columns within the Transactions module.
- [Aug 2024](https://valorpaytech.com/resources/gateway-release-updates/aug-2024/): New Features The ‘Package download’ option under Favorites is renamed as ‘Updates’ for VL100, VP100, and VL300 terminals.POS terminals now print customer receipts only with the customer's consent, while auto-generating Merchant copies.Merchants can customize receipt headers for cash sales processed via third-party apps on POS terminals.A new “Standalone” button on the Valor Connect home screen allows direct POS transactions, disabling Virtual Terminal Pin Pad until Valor Connect is turned off.VP800 terminals can now send e-mail receipts by enabling the “E-Mail receipts” toggle in the Valor Portal.Merchants can adjust tips for credit transactions but not for cash, debit, or refund transactions, with clear prompts displayed on-screen.Sales processed with Valor Connect in Virtual Terminal now display the same payment options as Virtual Terminal transactions.Merchants can attach e-invoices to transactions using the "Upload" button, which includes the invoice in the customer’s confirmation email.PayNow links now have limits: $5,000/day, $1,000/transaction, 15 same-amount transactions/day, 100 total transactions/day, and mandatory Captcha verification, configurable under “Default/PayNow Link” in Virtual Terminal.POS terminals now display “Credit” and “Debit” instead of “Card” and “Cash” in the BIN-based Dual Pricing model and Surcharge profiles.
- [July 2024](https://valorpaytech.com/resources/gateway-release-updates/july-2024/): New Enhancements POS terminals prompt customers to remove cards during receipt printing with a “Please Remove Card” message.A “No Tip” option is now available in POS terminals, requiring Merchants to enable the “Show No Tip Button” in the portal.Merchants can now use “Generate QR” for flexible amounts and use “Valor QR Lite” for static amount transactions.Merchants can view card overviews and delete campaign details in the Engage My Customer module.Quarterly and Annual payment options are now available under the Recurring menu in Virtual Terminal.Merchants now automatically gain access to "The Vault" and "Card Updater" features when an ISO onboards them.ISOs and Sub-ISOs receive SMS and email notifications, including OTPs, for verifying and tracking new ISO Operator onboarding.
- [Jun 2024](https://valorpaytech.com/resources/gateway-release-updates/jun-2024/): New Features Batch reports now include transaction details like device name and EPI, viewable and exportable in the ‘Transactions’ module.Users can now view the last transaction details for each Merchant directly in the Merchant management list.Users can add images as proof of service during transactions or E-invoice generation, with an option to make image capture mandatory.
- [May 2024](https://valorpaytech.com/resources/gateway-release-updates/may-2024/): New Features Terminals now print separate totals for Cash/Card or Credit/Debit on receipts for Dual Pricing or Surcharge profiles when enabled.VP550E supports email receipts, providing cardholders quick and convenient access to their transaction records.Receipt headers in Detailed Reports now reflect the configured profile, displaying ‘Surcharge Transactions’ or ‘Dual Pricing Transactions.’The Card Brand section is now available under Contact Details for quick and full-board onboarding processes.Users can generate POS integration reports with the new ‘POS Name’ field in the Terminal and Transaction screen.ISOs can manage menus and inventory for Merchants, with options to add, remove, import, or export line items.Merchants can now skip, postpone, or resume payments with automated email notifications sent to all stakeholders.A new BIN label has been added to improve user flexibility and experience.The logo limit within the Portal's User Management section has been raised from 5 to 10, with a logo replacement option.ISOs can now access the list of stores and devices previously restricted to Merchant control.New certified TPP IDs, including Omaha, BuyPass, and Nashville options are introduced for transaction processing during onboarding merchants. Users can now lower tip adjustments below the original amount, including online tipped transactions.Merchants can now send PayNow links to multiple users at once through Notification Manager. Enhancements and Upgrades Merchants can now manage discounts in real-time, with options for flat or percentage discounts applied to inventory items.
- [Apr 2024](https://valorpaytech.com/resources/gateway-release-updates/apr-2024/): New Features QuickBooks integration allows users to sync transactions, refunds, and e-invoices, customize PayNow button colors, and generate filtered reports.Merchants can securely store customer card details in 'The Vault' for efficient transactions and recurring billing using tokenized data.Now the users have the Void functionality option available for open batch transactions. New Enhancements A new date filter option allows users to group transactions by date for better organization.Line-item functionality now supports all processors, improving user experience and consistency.The ISO can grant access to Settings and Merchant Management modules for same-level ISOs during onboarding.The batch report has been updated to distinguish signature transactions from other transactions.New York users with Surcharge pricing have three Home Screen/Bin options; those with Cash Discount pricing have two options.Void, Refund, and Open Batch options are now available during onboarding for ISOs, Sub-ISOs, and operators.
- [Mar 2024](https://valorpaytech.com/resources/gateway-release-updates/mar-2024/): Part 1 New Features Users can skip CVV entry during transactions by activating the bypass CVV functionality.New "Amount Confirmation Screen" and "Amount Confirmation Before Present Card" features have been added to the default mode. Enhancements and Upgrades Android Open Batch reports now support Tip Adjust and Void functionalities for specific transactions.Batch reports now include sub-headers for cash discount, surcharge, and traditional transactions in dual-profile setups.Dual Pricing is now available for iOS and Android apps, with separate workflows for cash and card payments.The Merchant account name is added to the Add Device page and Edit Device Page. Part 2 New Features The Force Signature Option offers improved control for displaying signature lines on screens and receipts.EBT prices now align with cash prices, ensuring consistent transaction details.The Void feature is now available for all PayNow link scenarios, including flexible and non-flexible amounts. Enhancements and Upgrades Line items are now included in transaction export reports and receipts for added transparency.API-integrated users can now process gift card transactions with Valutec and Factor4.Settlement reports and receipts now support additional fields like company name, clerk ID, and clerk name.The issue refund option has been removed for recurring payments to enhance transaction management. Part 3 New Features Merchants can now remove tax amounts from transactions, with optional password protection for added security.Merchants can choose up to four tip suggestions from a dropdown menu in the Valor Portal.WorldPay processor is now available for users.Partial transaction approvals are now supported, allowing customers to pay partial amounts via card and cash. Enhancements and Upgrades Transaction modules now include columns for initiator name and invoice number for improved tracking.The Valor Portal now includes company name and additional input fields for gift card transactions.Transaction pages now show the e-commerce method used, with logos for enhanced accessibility.A new date filter has been added to tax reports for easier navigation.
- [Dec 2023](https://valorpaytech.com/resources/gateway-release-updates/dec-2023/): New Features POS terminals now display customizable tip suggestions on the tip adjust screen, enabled by default.Users can rename the card button label on Dual Pricing-enabled POS home screens.POS terminals now generate Level 2 (L2) descriptors, including invoice details, for every sale and completion.Merchants can set an "Auto Shutdown" duration to save battery life by automatically powering off devices.Virtual Terminal now supports Dual Pricing mode with three distinct configurations and a validate fee option. New Enhancements Valor Connect is now supported on VP500 terminals, enabling real-time cloud-based payment integration.Terminals can now reboot at user-selected intervals with the new "Auto Heartbeat Time" parameter.Terminals now display suggested tips alongside the total amount for enhanced clarity and transparency.Merchants can now create new clerk or server IDs directly from the confirmation screen during sales.VL500 and VP500 terminals now display a customizable list of card brands on the card prompt screen.The Valor Portal settlement report now includes a QR code for easy access on Android, iOS, and email platforms.Company name can now be configured as mandatory or optional for Virtual Terminal transactions, E-invoices, and receipts.Transaction reports now include line items as comma-separated values in the last column for better insights.Refunds and partial voids are now supported for both non-settled and settled transactions, enhancing flexibility.
- [Aug 2023](https://valorpaytech.com/resources/gateway-release-updates/aug-2023/): New Features Terminals now accept additional inputs for refunds if configured in the Valor Portal.Settlement reports print only when enabled, and batch settlements with no transactions produce a "No Transactions to Settle" printout.The font and font size on the terminal receipts have been changed to enhance visibility.A password prompt is now required for cash sales when enabled in the Dual Pricing settings.Users can view all transactions from any batch on any selected date for easier access.Terminals will enable users to enter the card amount in the Dual Pricing mode.Terminals will enable users to access the 'Inventory' or 'Menu' in the Dual Pricing Mode.Terminals ensure surcharge amounts do not exceed Visa's 3% limit by recalculating and adjusting automatically.Application-wide improvements have been made to the font size and clarity of the VP100.Font size and clarity improvements have been made application-wide for the VP100 terminal.A new Access Point Name (APN) has been added to the VL110 POS terminal.The tip amount percentage options are displayed in a larger size for better visibility.
- [Mar 8th 2023](https://valorpaytech.com/resources/gateway-release-updates/mar-8th-2023/): New Features Virtual Terminal now supports modifiers, allowing users to select and configure tax settings for modifiers during billing. 
- [Dec 1st 2022](https://valorpaytech.com/resources/gateway-release-updates/dec-1st-2022/): New Features and Enhancements Users can now log in using a unique username instead of an email ID, allowing email address changes without affecting login credentials.ISOs can lock serial numbers to prevent unauthorized EPI use, ensuring better device tracking and control.Merchants can now bulk upload menu items using an Excel template, simplifying menu management.Menu items can now include up to five selectable modifiers, with optional pricing, for enhanced order customization.
- [Oct 21st 2022](https://valorpaytech.com/resources/gateway-release-updates/oct-21st-2022/): New Features and Enhancements New toggles allow merchants to enable Tip on Receipt, which has been renamed from “Pay @ Table” to “Tip on Screen”.A new toggle forces the signature screen for all non-PIN transactions, disabled by default for new devices.Logs now include fee removal identifiers, original security method, and performed security method for better tracking.A new toggle ensures fees apply only to Signature Debit transactions when enabled.VL300 now prompts customers to remove their card if left inserted.Merchants can now enter additional inputs for E-Invoices and display configured logos.2FA is now available, requiring OTP verification via email and SMS for added security.History of EPIs can be viewed to a serial number assigned in Device Management.Merchants can connect terminals to Valor Virtual Terminal or POS systems via Cloud APIs for seamless transactions.VL500 now supports Dual Pricing and Bin-Based Surcharge for automatic surcharge processing.When Dual Pricing is enabled, the home screen will display 3 options: CARD, EBT, and CASH.
- [July 28th 2022](https://valorpaytech.com/resources/gateway-release-updates/july-28th-2022/): New Features Merchants can now display cash discounts and $0 discounts for card transactions on receipts when Dual Pricing is enabled.POS will automatically print a Tip Report during settlement before batch closure when enabled in the Receipt Section.A new "View Audit Log" option in Device and User Management allows users to view historic changes.Batch reports are now displayed in landscape mode, making transactions easier to view and analyze.A new toggle prevents password prompts for settlement, reprint, reports, utility, and host utility actions.ISOs can now create five custom tagging fields for EPIs in Merchant and Device Management.Tip suggestions can now be displayed as percentages, fixed dollar amounts, or variable amounts based on a threshold.A QR code can now be printed on pre-sale tickets, allowing easy scanning without requiring a Virtual Terminal.The max character limit for additional input fields has been increased to 15 for greater flexibility.Valor is now integrated with Zendesk, allowing merchant tickets to be pushed directly to an ISO’s Zendesk dashboard.
- [Jun 04th 2022](https://valorpaytech.com/resources/gateway-release-updates/jun-04th-2022/): New Features Postilion (Dynamic Payments) has been added as a First Data processor, allowing ISOs to board with specific parameters.ISOs selecting POSTILION must enter TPP ID, Service ID, and App Name for successful onboarding.After ISO onboarding, merchants can be boarded using one of four DP processors: FDR Omaha, FDR North/CardNet, FDR North/BuyPass, or FDR North/Nashville.
- [May 18th 2022](https://valorpaytech.com/resources/gateway-release-updates/may-18th-2022/): New Features and Enhancements Users can enable or disable all passwords using a Yes/No toggle in the Terminal & Transaction section under Device Management.POS will print a Tip Report before batch settlement when tips are included in the batch.A BIN Number column has been added to Device Management and ISO reports for tracking EPIs.The Tax Report module now includes State Tax, City Tax, and Reduced Tax details, categorized by ISO, Merchant, and EPI.Audit logs now track EPI movements between stores, providing transparency on who performed the transfer.Transactions older than 90 days are moved to an archive table, improving search speed, with an option to retrieve older data.
- [Jan 20th 2022](https://valorpaytech.com/resources/gateway-release-updates/jan-20th-2022/): New Features and Enhancements ISOs can now integrate Zendesk by providing a subdomain, email ID, and API token to receive and update tickets through Valor.Clerk/Server details (name and ID) are now visible in the Transaction Grid, receipts, exports, and filters.Surcharge calculations now adjust dynamically based on BIN, tax inclusion, and fee application settings.Transactions under processing are now clearly marked to avoid confusion between declined and approved statuses.Certain device parameters, like Standby and Sleep Time, are hidden based on the device type.Users now receive a warning when leaving User or Merchant Management while editing information.Merchants can store customer birthdays and anniversaries to send automated wishes on their behalf.Now, all over the VALOR Portal, the amount format is unified as a standard format. Ex: $1,000.00When enabled, devices bypass the receipt prompt, allowing faster transaction processing.A new option forces the signature line to print on receipts regardless of transaction conditions.Pay Now transactions now include surcharge calculations, e.g., a $100 transaction with a 4% surcharge will charge $104.Device locations are now displayed on a map using the boarding address and ZIP code.
- [Jan 12th 2022](https://valorpaytech.com/resources/gateway-release-updates/jan-12th-2022/): New Features and Enhancements A new option under Device Configuration allows users to apply fees with tax, available only when the Include Tax option is enabled.A new setting allows users to apply fees with tips, available only when the Include for Pay@Table option is enabled.The Print Receipt menu has been renamed Reprint Receipt under the Favorites menu.Users can now select receipt printing options for Merchant and Customer copies via a dropdown in Device Configuration.An additional space has been added to the merchant copy of the receipt under "PIN VERIFIED OK" for better readability.POS now prompts a confirmation message when users attempt to exit Tip Adjust from the Transaction Number or Card Number menu.Pin pads now communicate with the host device to determine card type and process transactions based on BIN information.POS now correctly fetches SIM provider details by resolving an issue related to the AT+CCID substring in the SIM ID. Mobile App Operators can now perform refund transactions via the iOS mobile application.Inactive EPIs will no longer be displayed in the mobile app; they reappear when activated.Saved card tokens can now be retrieved based on the customer’s mobile number and email, similar to portal virtual transactions.Users can now adjust tips directly from the mobile app by navigating to Select Transaction from “Batch”.Customers can enter any dollar amount for Pay Now transactions, set expiration times (default: 5 days), or enable lifetime validity.Users can manage all Pay Now and E-Invoice links from Menu > E-Invoice > List Icon.
- [Mar 1st 2021](https://valorpaytech.com/resources/gateway-release-updates/mar-1st-2021/): POS Added ability to capture additional data and display it on the transaction receipt and settlement receipt.Improved Stability of RKI Download. Portal Cardholder name is now displayed in the transaction module.Notification Bell now has a bubble containing the # of unread messages and can clear all.Performance upgrade on the device management module. Switch Upgrades and Enhancements made to Switch Performance.
- [Feb 16th 2021](https://valorpaytech.com/resources/gateway-release-updates/feb-16th-2021/): New settings allow merchants to:

## Jobs
- [Group Product Manager](https://valorpaytech.com/job/group-product-manager/)
- [Senior Technical Product Manager](https://valorpaytech.com/job/senior-technical-product-manager/)
- [Director of Product](https://valorpaytech.com/job/director-of-product/)
- [Senior Security Compliance Engineer](https://valorpaytech.com/job/senior-security-compliance-engineer/)
- [WordPress Developer](https://valorpaytech.com/job/wordpress-developer/)
- [Engineering Manager](https://valorpaytech.com/job/engineering-manager/)
- [Principal DevOps Engineer](https://valorpaytech.com/job/principal-devops-engineer/)
- [Director of QA](https://valorpaytech.com/job/director-of-qa/)
- [Director of Engineering](https://valorpaytech.com/job/director-of-engineering/)
- [Accountant](https://valorpaytech.com/job/accountant/)
- [Graphic Designer – Marketing & Brand Design](https://valorpaytech.com/job/graphic-designer-marketing-brand-design/)
- [Digital Marketing Executive](https://valorpaytech.com/job/digital-marketing-executive/)

## LinkedIn Newsletters
- [Decline Recovery: The Hidden Revenue Most Merchants Miss](https://valorpaytech.com/newsletter/decline-recovery-the-hidden-revenue-most-merchants-miss/)
- [Choosing the Right POS Terminal in 2026: The Complete Buyer’s Guide](https://valorpaytech.com/newsletter/choosing-the-right-pos-terminal-in-2026-the-complete-buyers-guide/)
- [Omnichannel Payments in 2026: One Platform for Online, In-Store & On-the-Go](https://valorpaytech.com/newsletter/omnichannel-payments-in-2026-one-platform-for-online-in-store-on-the-go/)
- [Connected Commerce | Part 5 + VIP After Dark Party Invite (ETA 2026)](https://valorpaytech.com/newsletter/connected-commerce-part-5-vip-after-dark-party-invite-eta-2026/)
- [Why ISOs Win with Valor: Building Trust and Reducing Risk](https://valorpaytech.com/newsletter/why-isos-win-with-valor-building-trust-and-reducing-risk/)
- [Data-Driven Payments: Turning Transactions Into Growth](https://valorpaytech.com/newsletter/data-driven-payments-turning-transactions-into-growth/)
- [Zero-Touch Payments: The Future of Merchant Support is Remote](https://valorpaytech.com/newsletter/zero-touch-payments-the-future-of-merchant-support-is-remote/)
- [Smart Payments 101: Modern Tools That Every Merchant & ISO Should Know](https://valorpaytech.com/newsletter/smart-payments-101-modern-tools-that-every-merchant-iso-should-know/)
- [The Hidden ROI of Valor’s Smart POS Ecosystem](https://valorpaytech.com/newsletter/the-hidden-roi-of-valors-smart-pos-ecosystem/)
- [Cloud vs Legacy POS Systems](https://valorpaytech.com/newsletter/cloud-vs-legacy-pos-systems/)
- [The ISO Playbook for Niche Markets – Restaurants, Healthcare, Retail & More](https://valorpaytech.com/newsletter/the-iso-playbook-for-niche-markets-restaurants-healthcare-retail-more/)
- [Top 5 Features Merchants Expect in 2025 & How ISOs Can Deliver](https://valorpaytech.com/newsletter/top-5-features-merchants-expect-in-2025-how-isos-can-deliver/)
- [Boosting ISO Residuals: The Hidden Value of Terminal Data](https://valorpaytech.com/newsletter/boosting-iso-residuals-the-hidden-value-of-terminal-data/)

## News & Events
- [MWAA 2026](https://valorpaytech.com/news-and-events/mwaa-2026/): skip render: ucaddon_gradient_background_animation
- [Valor PayTech and VELAONE Partner to Deliver Integrated Payments and Commerce Solutions](https://valorpaytech.com/news-and-events/valor-paytech-velaone-partnership/): United States, June 2026 — Valor PayTech today announced a strategic partnership with VELAONE, a unified commerce platform built for retail, restaurant, and service businesses. 
- [Valor PayTech Enables Modern Payment Capabilities Through Visa Platform Connect](https://valorpaytech.com/news-and-events/valor-paytech-visa-platform-connect/): Valor’s terminal ecosystem is fully certified with Visa Platform Connect
- [Valor PayTech and LANDI Global Announce Strategic Partnerships](https://valorpaytech.com/news-and-events/valor-paytech-and-landi-global-announce-strategic-partnerships/): Atlanta, GA — Valor PayTech and LANDI Global today announced a multi-year strategic alliance to bring LANDI’s Android-based payment and POS devices to Valor’s U.S platform ecosystem— establishing the commercial and operational foundation for a deeper product collaboration.
- [SEAA 2026](https://valorpaytech.com/news-and-events/seaa-2026/): Valor PayTech is heading to SEAA 2026 in Miami, and we’d love to connect with you there.
- [Valor PayTech Strengthens Executive Team With Key Leadership Appointments](https://valorpaytech.com/news-and-events/valor-paytech-strengthens-executive-team-with-key-leadership-appointments/): Payments industry veteran and former Verifone CEO Mike Pulli joins the Board of Managers as company expands leadership team to support next phase of growth.
- [Valor PayTech Ranked #59 on Forbes Startup Employers List 2026  ](https://valorpaytech.com/news-and-events/forbes-americas-best-startup-employers-2026/): Valor PayTech has been ranked #59 on the Forbes America’s Best Startup Employers List, recognizing startups that demonstrate strong workplace culture, employee satisfaction, and company growth. The annual Forbes ranking evaluates thousands of startups across the United States to identify organizations that stand out as employers. This recognition places the company among the top startup workplaces in the U.S. fintech and technology ecosystem. 
- [ETA 2026](https://valorpaytech.com/news-and-events/eta-2026/): All your devices, transactions, and integrations—working together in one unified platform.
- [NEAA 2026](https://valorpaytech.com/news-and-events/neaa-2026/): Whether you’re exploring new payment technology, looking to grow your ISO portfolio, or just want to connect face-to-face, we’d love to meet you at NEAA 2026.
- [NRF 2026](https://valorpaytech.com/news-and-events/nrf-2026/): We’re excited to meet you at NRF Retail’s Big Show, where we’re exhibiting together with our partner, Newland NPT. Whether you’re exploring new retail technologies, looking to optimize operations, or planning your next phase of growth, this is your opportunity to connect with experts who understand retail inside and out.
- [eHopper and Valor PayTech Launch Unified Commerce Platform Through Direct Device Integration](https://valorpaytech.com/news-and-events/valor-ehopper-partnership-pos-integration/): Combining eHopper POS software with Valor smart payment devices for an all-in-one, pre-integrated solution that simplifies operations and streamlines payments for small businesses. 
- [Valor PayTech Announces Strategic Investment from Lovell Minnick Partners to Accelerate Growth](https://valorpaytech.com/news-and-events/valor-strategic-investment-lovell-minnick-partners/): PHILADELPHIA & LOS ANGELES & NEW YORK--(BUSINESS WIRE)--Valor PayTech (“Valor”, or “Company”), a leading innovator in point-of-sale software and payment technology, today announced a strategic investment from funds managed by Lovell Minnick Partners (“LMP”), a private equity firm focused on investments in financial services, business services, and financial technology companies.
- [Valor PayTech and 4LeafLabs Join Forces to Bring Affordable, Advanced POS Solutions to Small Businesses Nationwide](https://valorpaytech.com/news-and-events/valor-4leaflabs-partnership/): San Francisco, CA – September 25, 2025 – Valor PayTech, a premier provider of payment gateway solutions, has partnered with 4LeafLabs, an innovator in affordable point-of-sale (POS) technologies. 
- [WSAA 2025](https://valorpaytech.com/news-and-events/wsaa-2025/): WSAA 2025 is almost here, and we're bringing the energy to Scottsdale.Stop by Booth #213 to see how Valor PayTech is reimagining payments with more innovative tech, seamless solutions, and a whole lot of personality.
- [retailcloud and Valor PayTech Announce Partnership to Deliver Seamless, Pre-Integrated Payment Solution](https://valorpaytech.com/news-and-events/valor-retailcloud-partnership-for-pre-integrated-payments-solution/): Combining retailcloud software and Valor hardware for an out-of-the-box solution that speeds onboarding and streamlines payments.
- [MWAA 2025](https://valorpaytech.com/news-and-events/mwaa-2025/): We're Exhibiting
- [Valor PayTech: Powering the Next Era of Payments and ISV Enablement](https://valorpaytech.com/news-and-events/wellesley-hills-highlights-valor-cloud-payment-solutions/): When Valor PayTech launched in 2019, the payment processing industry was already crowded with legacy providers relying on outdated infrastructure. Many businesses struggled with fragmented payment solutions, slow onboarding, and rigid, processor-dependent systems.
- [SEAA 2025](https://valorpaytech.com/news-and-events/seaa-2025/): We’re want to meet you at SEAA! Whether you're curious about our technology, want to see how our solutions can help your business grow, or just want to put faces to the name—this is your chance. Stop by Booth 18 (yep, the one with the flamingo), say hi to leaders in the industry and let’s talk payments, partnerships, and what’s next. Want to skip the line? Book a meeting with us now.
- [Evolv and Valor Celebrate Existing Partnership in Payment Innovation](https://valorpaytech.com/news-and-events/evolv-and-valor-celebrate-existing-partnership-in-payment-innovation/): May 22, 2025 — Newburgh, Indiana — Evolv, a leading provider of advanced payment acceptance solutions, is proud to spotlight its ongoing partnership with Valor PayTech, a premier point-of-sale (POS) technology provider. Since forming their strategic alliance in September 2021, the companies have collaborated to deliver powerful, customized payment solutions under the brand name EvolvPay, empowering merchants with seamless, cutting-edge technology.
- [FlexFactor and Valor PayTech Partner to Maximize Merchant Revenue and Reduce Payment Declines](https://valorpaytech.com/news-and-events/flexfactor-partnership-with-valorpaytech-reduce-payment-declines/): Instant integration unlocks FlexFactor’s award-winning decline recovery platform for Valor PayTech merchants. ISOs and merchants can now recover up to 30% of failed transactions effortlessly.
- [ETA 2025](https://valorpaytech.com/news-and-events/eta-2025/): Don't miss your chance to connect with our team and explore how Valor PayTech can elevate your business operations and payment solutions.
- [NEAA 2025](https://valorpaytech.com/news-and-events/neaa-2025/): CEO
- [Valor PayTech Welcomes Tom Pojero as Executive Vice President ](https://valorpaytech.com/news-and-events/valor-paytech-welcomes-tom-pojero-as-executive-vice-president/): Jericho NY – Valor PayTech, is excited to announce the appointment of Tom Pojero as its new Executive Vice President. Tom brings over three decades of experience in the payments and financial services industries, having held senior leadership roles at globally recognized organizations, including Visa, Worldpay, and American Express. 
- [Payroc Sales Summit – 2025](https://valorpaytech.com/news-and-events/payroc-sales-summit-2025/): We're Exhibiting
- [Valor PayTech Appoints Sundar Garg as President of Asia](https://valorpaytech.com/news-and-events/valor-paytech-appoints-sundar-garg-as-president-of-asia/): Jericho, NY – – Valor PayTech, a leader in omnichannel, cloud-based payment solutions, is excited to announce the appointment of Sundar Garg as the company’s new President of Asia. In his new role, Sundar will oversee Valor’s strategic growth initiatives and resource alignment across India and other key markets in Asia, building on his extensive experience driving growth and innovation in the fintech industry. 
- [Priority Power Conference 2024](https://valorpaytech.com/news-and-events/priority-power-conference-2024/): We're Exhibiting
- [Valor PayTech’s Meteoric Rise to #130 on the Inc. 5000](https://valorpaytech.com/news-and-events/valor-paytech-ranks-130-inc-5000-2024/): In today’s fast-paced world, where innovation fuels growth, only a select few companies manage to achieve both. Valor PayTech has done just that, securing an impressive #130 overall on the prestigious 2024 Inc. 5000 list.
- [Money2020-2024](https://valorpaytech.com/news-and-events/money2020-2024/): We're Exhibiting
- [Valor PayTech Elevates Speed and Reliability with AWS Collaboration](https://valorpaytech.com/news-and-events/valor-paytech-elevates-speed-and-reliability-with-aws-collaboration/): Valor PayTech Works with Amazon Web Services to Deliver Enhanced Speed, Scalability, and Unmatched Reliability for Merchants and Partners
- [Josh Johnstone Joins Valor PayTech as Vice President of Marketing](https://valorpaytech.com/news-and-events/josh-johnstone-joins-valor-paytech-as-vice-president-of-marketing/): October 2024 – Jericho, NY – Valor PayTech is excited to welcome Josh Johnstone as the company’s new Vice President of Marketing. In this role, Josh will lead the company’s marketing strategy and execution, driving the brand’s growth and visibility as a leader in omnichannel payment solutions.
- [WSAA 2024: 9/17 – 9/19](https://valorpaytech.com/news-and-events/wsaa-2024/): Eric Bernstein
- [Valor PayTech Announces Innovator Partnership with PayTech Women Organization](https://valorpaytech.com/news-and-events/valor-paytech-announces-innovator-partnership-with-paytech-women-organization/): Jericho, NY—Valor PayTech, a leading innovator in the payments industry, is pleased to announce its strategic partnership with PayTech Women, an organization dedicated to expanding opportunities for women in payments and fintech. This collaboration signifies a commitment to fostering diversity and innovation within the technology and financial sectors.
- [RetailNow 2024](https://valorpaytech.com/news-and-events/retailnow-2024/): We're Exhibiting
- [MWAA 2024](https://valorpaytech.com/news-and-events/mwaa-2024/): Join Valor PayTech at the GW05 table at the MWAA Conference on July 24th, 2024. It's time to experience the future of the payment industry with our latest POS technology, standalone PIN pad, The Vault, multi-MID feature, and many more integrated business solutions.
- [SEAA 2024](https://valorpaytech.com/news-and-events/seaa-2024/): Let's Meet!
- [Lori Pagnozzi joins Valor PayTech as the new VP of POS Integrations](https://valorpaytech.com/news-and-events/lori-pagnozzi-joins-valor-paytech-as-the-new-vp-of-pos-integrations/): Jericho, NY—Valor PayTech, a leading innovator in the payment technology industry, is thrilled to announce the appointment of Lori Pagnozzi as the new Vice President of Point of Sale (POS) Integrations. Lori is an accomplished leader with rich experience spanning over two decades in the payments and fintech industries.
- [ETA 2024: 04/17 – 04/19](https://valorpaytech.com/news-and-events/eta-2024/): Don't miss the opportunity to revolutionize the way you manage payments by stopping by our booth #1235. At Valor PayTech, we're dedicated to guiding you on a payment journey that promises efficiency, security, and innovation. Join us to explore our cutting-edge solutions and discover how we can help elevate your payment processing to the next level.
- [NEAA 2024](https://valorpaytech.com/news-and-events/neaa-2024/): Visit us at Booth #1
- [WSAA: 11/1 – 11/2](https://valorpaytech.com/news-and-events/wsaa-2023/): WSAA will be held at the Omni La Costa Resort & Spa, Carlsbad, CA. This two-day conference will have educational and networking opportunities, dynamic speakers, and an exhibit hall featuring the latest payments and value-added products and services.
- [Valor PayTech Appoints Daniel O’Connell- Payments and Fintech Veteran as new Chief Financial Officer](https://valorpaytech.com/news-and-events/valor-paytech-appoints-daniel-oconnell-payments-and-fintech-veteran-as-new-chief-financial-officer/): Jericho, NY—Valor PayTech, a rapidly-growing fintech provider of end-to-end, processor-agnostic unified commerce solutions, is pleased to announce the appointment of Daniel O’Connell as Executive Vice President and Chief Financial Officer.
- [RetailNOW: 7/30 – 8/1](https://valorpaytech.com/news-and-events/retailnow-2023/): RetailNOW 2023 in Orlando will offer everything you have come to expect from the RSPA. Exclusive, in-depth discussions about new channel opportunities for 2023 and beyond​. Markets adjacent to point of sale will inject cutting-edge VARs and software developers who will talk IoT, AI, 5G, mobility, edge computing, robotics, and cloud technologies, creating a vibrant show floor environment.​Incentives for vendors to co-host their unique partner gatherings as an extension of RetailNOW, reducing costs and expanding the benefits for their attendees and community​.
- [MWAA: 7/19 – 7/20](https://valorpaytech.com/news-and-events/mwaa-2023/): We're a proud sponsor and exhibitor
- [Fintech Valor PayTech Hires Todd Harris and Bryna Pinks](https://valorpaytech.com/news-and-events/fintech-valor-paytech-hires-todd-harris-and-bryna-pinks/): Jericho, NY—Valor PayTech, a rapidly-growing fintech provider of end-to-end, processor-agnostic unified commerce solutions, has recently hired two payment industry veterans to expand its team. Todd Harris and Bryna Pinks are joining the company. Their responsibilities will include expanding the company’s presence across the payments industry and building and growing partner relationships for Valor PayTech’s products, services, and solutions.
- [SEAA: 6/12 – 6/14](https://valorpaytech.com/news-and-events/seaa-2023/): Join us at SEAA - Southeast Acquirers Association's 2.5-day conference. The event will be full of education, training, and networking with thought leaders, subject experts, and top electronic payment industry vendors. The major card brands; top processors; leading hardware manufacturers and software developers; sales, retention, and solutions providers; legal professionals and regulatory experts; and more will all be represented at SEAA. Presentations begin late morning on Monday, June 12, and Valor PayTech is your sponsor at the Opening Reception. We hope to see you there.
- [Valor PayTech Announces Sponsorship and Exhibitor Participation at ETA Transact 2023](https://valorpaytech.com/news-and-events/valor-paytech-announces-sponsorship-and-exhibitor-participation-at-eta-transact-2023/): Jericho, NY— Valor PayTech, a rapidly-growing fintech provider of end-to-end, processor-agnostic unified commerce solutions, announced their sponsorship and exhibitor participation at ETA Transact 2023. 
- [Valor PayTech Appoints Eric Bernstein CEO](https://valorpaytech.com/news-and-events/valor-paytech-appoints-eric-bernstein-ceo/): JERICHO, N.Y.–(BUSINESS WIRE)–Valor PayTech, a fast-growing fintech provider of end-to-end, processor-agnostic omnichannel payments solutions, announced today the appointment of Eric Bernstein as chief executive officer in addition to his current role as chief operating officer, effective immediately. Bernstein was also appointed to the company’s board of directors.

## Partner Resource Center
- [ACH Auth](https://valorpaytech.com/resource/ach-auth/)
- [VP800](https://valorpaytech.com/resource/vp800-4/)
- [VP550E](https://valorpaytech.com/resource/vp550e-4/)
- [VP550C](https://valorpaytech.com/resource/vp550c-4/)
- [VP550](https://valorpaytech.com/resource/vp550-2/)
- [VP500](https://valorpaytech.com/resource/vp500-4/)
- [VP350](https://valorpaytech.com/resource/vp350-5/)
- [VP300 Pro](https://valorpaytech.com/resource/vp300-pro-3/)
- [VP300](https://valorpaytech.com/resource/vp300-3/)
- [VP100](https://valorpaytech.com/resource/vp100-5/)
- [VL550](https://valorpaytech.com/resource/vl550-4/)
- [VL500](https://valorpaytech.com/resource/vl500-4/)
- [VL300](https://valorpaytech.com/resource/vl300-3/)
- [VL110](https://valorpaytech.com/resource/vl110-3/)
- [VL100 Pro](https://valorpaytech.com/resource/vl100-pro-4/)
- [VL100](https://valorpaytech.com/resource/vl100-4/)
- [RCKT](https://valorpaytech.com/resource/rckt-4/)
- [Dual Pricing](https://valorpaytech.com/resource/dual-pricing-2/)
- [Surcharge](https://valorpaytech.com/resource/surcharge-2/)
- [Cash Discount](https://valorpaytech.com/resource/cash-discount/)
- [VP800 Multi-Comm Hub](https://valorpaytech.com/resource/vp800-multi-comm-hub/)
- [FlexFactor](https://valorpaytech.com/resource/flexfactor/)
- [FlexFactor for ISO](https://valorpaytech.com/resource/flexfactor-for-iso/)
- [FlexFactor for Merchant](https://valorpaytech.com/resource/flexfactor-for-merchant/)
- [Semi-Integration](https://valorpaytech.com/resource/semi-integration/)
- [Valor Product Catalog](https://valorpaytech.com/resource/valor-product-catalog/)

## videos
- [VL300 POS Terminal & PIN Pad: Flexible Payment Solution](https://valorpaytech.com/videos/vl300-pos-terminal-pin-pad-flexible-payment-solution/)
- [VP300 PIN Pad POS Terminal | Built for Speed, Security & Growth](https://valorpaytech.com/videos/vp300-pin-pad-pos-terminal-built-for-speed-security-growth/)
- [VL100 Pro POS Terminal | The Economical Solution for Businesses](https://valorpaytech.com/videos/vl100-pro-pos-terminal-the-economical-solution-for-businesses/)
- [VP100 POS Terminal: Faster, Smarter, More Secure Payments](https://valorpaytech.com/videos/vp100-pos-terminal-faster-smarter-more-secure-payments/)
- [Smarter Payments Start Here | One Platform. Infinite Possibilities](https://valorpaytech.com/videos/smarter-payments-start-here-one-platform-infinite-possibilities/)
- [Next-Gen POS in 2026: 3 Mistakes Growing Businesses Make](https://valorpaytech.com/videos/next-gen-pos-in-2026-3-mistakes-growing-businesses-make/)
- [VP550 POS Terminal | The Best Android POS for Fast, Secure Payments](https://valorpaytech.com/videos/vp550-pos-terminal-the-best-android-pos-for-fast-secure-payments/)
- [VP550E POS Terminal | Eco-Friendly Android Payment Solution](https://valorpaytech.com/videos/vp550e-pos-terminal-eco-friendly-android-payment-solution/)
- [Experience the VP800 All-in-One POS Solution](https://valorpaytech.com/videos/experience-the-vp800-all-in-one-pos-solution/)
- [Valor VL550 POS Terminal – The Advanced Portable Payment Solution](https://valorpaytech.com/videos/valor-vl550-pos-terminal-the-advanced-portable-payment-solution/)
- [Office Pongal Celebration | Games, Rangoli & Festive Moments](https://valorpaytech.com/videos/office-pongal-celebration-games-rangoli-festive-moments/)
- [Valor PayTech 2025 Recap | How We Scaled Payments to 200K+ Merchants](https://valorpaytech.com/videos/valor-paytech-2025-recap-how-we-scaled-payments-to-200k-merchants/)
- [Why Every Business Needs a Payment Gateway in 2025](https://valorpaytech.com/videos/why-every-business-needs-a-payment-gateway-in-2025/)
- [Recover Declined Payments Instantly | FlexFactor](https://valorpaytech.com/videos/recover-declined-payments-instantly-flexfactor/)
- [How Does USB Semi-Integration Work on POS Terminals? | Valor](https://valorpaytech.com/videos/how-to-enable-usb-semi-integration-on-valor-pos-devices/)
- [How to Enable USB Semi-Integration on Valor POS Devices?](https://valorpaytech.com/videos/how-does-usb-semi-integration-work-on-pos-terminals-valor/)
- [Onam 2025 Celebration Pookalam, Ramp Walk & Office Fun | Valor](https://valorpaytech.com/videos/onam-2025-celebration-pookalam-ramp-walk-office-fun-valor/)
- [August Office Celebration | Birthdays, Anniversaries & Team Fun](https://valorpaytech.com/videos/august-office-celebration-birthdays-anniversaries-team-fun/)
- [Valor PayTech India Award Ceremony 2025](https://valorpaytech.com/videos/valor-paytech-india-award-ceremony-2025/)
- [Office Party Vibes | How We Celebrate Work at Valor! – June 2025](https://valorpaytech.com/videos/office-party-vibes-how-we-celebrate-work-at-valor-june-2025/)
- [Team Celebration in Valor | Birthdays, Anniversaries & More!](https://valorpaytech.com/videos/team-celebration-in-valor-birthdays-anniversaries-more/)
- [How to Use Valor Connect to Complete Online Transactions on POS?](https://valorpaytech.com/videos/how-to-use-valor-connect-to-complete-online-transactions-on-pos/)
- [How to Add and Manage Cards with Valor Vault?](https://valorpaytech.com/videos/how-to-add-and-manage-cards-with-valor-vault/)
- [How to Set Up and Manage Inventory in Valor?](https://valorpaytech.com/videos/how-to-set-up-and-manage-inventory-in-valor/)
- [How to Set Up Cash Discount with Dual Pricing on Valor?](https://valorpaytech.com/videos/how-to-set-up-cash-discount-with-dual-pricing-on-valor/)
- [How to Set Up Smart Tipping Options for Valor POS?](https://valorpaytech.com/videos/how-to-set-up-smart-tipping-options-for-valor-pos/)
- [How Valor Tests Every POS Terminals](https://valorpaytech.com/videos/how-valor-tests-every-pos-terminals/)
- [How Can ACH Payments Save You Time and Money?](https://valorpaytech.com/videos/how-can-ach-payments-save-you-time-and-money/)
- [How Valor PayTech’s Evolution Is Shaping Payment Technology](https://valorpaytech.com/videos/how-valor-paytechs-evolution-is-shaping-payment-technology/)
- [Best CRM Software for ISOs in 2025 – All-in-One Platform](https://valorpaytech.com/videos/best-crm-software-for-isos-in-2025-all-in-one-platform/)
- [How to Set Up ACH Payments in Valor’s Virtual Terminal?](https://valorpaytech.com/videos/how-to-set-up-ach-payments-in-valors-virtual-terminal/)
- [How to Set Up Transactions for Fleet Cards in POS terminal?](https://valorpaytech.com/videos/how-to-set-up-transactions-for-fleet-cards-in-pos-terminal/)
- [How to Set Up Recurring Billing in Virtual Terminal](https://valorpaytech.com/videos/how-to-set-up-recurring-billing-in-virtual-terminal/)
- [How to Sync Virtual & Card Transactions with QuickBooks](https://valorpaytech.com/videos/how-to-sync-virtual-card-transactions-with-quickbooks/)
- [How to Set Up Multiple Merchant IDs in One POS Terminal](https://valorpaytech.com/videos/how-to-set-up-multiple-merchant-ids-in-one-pos-terminal/)
- [How to Deploy & Connect Valor’s RCKT Device to Portal & Mobile App?](https://valorpaytech.com/videos/how-to-deploy-connect-valors-rckt-device-to-portal-mobile-app/)
- [VP300 Pro – Engineered PIN Pad POS Terminal](https://valorpaytech.com/videos/vp300-pro-engineered-pin-pad-pos-terminal/)
- [VP550C – Android Countertop POS Terminal](https://valorpaytech.com/videos/vp550c-android-countertop-pos-terminal/)
- [VP350 – Standalone Android PIN Pad POS Terminal](https://valorpaytech.com/videos/vp350-standalone-android-pin-pad-pos-terminal/)
- [Valor’s 2025 Vision | The Future of Payments Starts Here](https://valorpaytech.com/videos/valors-2025-vision-the-future-of-payments-starts-here/)
- [How to Accept Fleet Card Payments at Gas Stations](https://valorpaytech.com/videos/how-to-accept-fleet-card-payments-at-gas-stations/)
- [How Can One App Transform Your Payments?](https://valorpaytech.com/videos/how-can-one-app-transform-your-payments/)
- [How to Integrate Card Transactions from POS to QuickBooks?](https://valorpaytech.com/videos/how-to-integrate-card-transactions-from-pos-to-quickbooks/)
- [How to Add Multi-MIDs in POS Terminal](https://valorpaytech.com/videos/how-to-add-multi-mids-in-pos-terminal/)
- [Our Improved, Innovative Portal is Here! | Valor Portal](https://valorpaytech.com/videos/our-improved-innovative-portal-is-here-valor-portal/)
- [How to Integrate Passage.JS into the Website – Classic Portal](https://valorpaytech.com/videos/how-to-integrate-passage-js-into-the-website-classic-portal/)
- [How to Integrate Passage.JS into your Website – New Portal](https://valorpaytech.com/videos/how-to-integrate-passage-js-into-your-website-new-portal/)
- [How to Integrate ValorPay with BigCommerce](https://valorpaytech.com/videos/how-to-integrate-valorpay-with-bigcommerce/)
- [How to Integrate ValorPay with OpenCart](https://valorpaytech.com/videos/how-to-integrate-valorpay-with-opencart/)
- [How to Integrate ValorPay with OsCommerce](https://valorpaytech.com/videos/how-to-integrate-valorpay-with-oscommerce/)

## Leadership Team
- [Patrick Sandlak](https://valorpaytech.com/leadership-members/patrick-sandlak/): Patrick Sandlak is a global sales leader at Valor, focused on driving growth for ISOs, agents, and their merchant portfolios. He brings deep experience in corporate sales and marketing-led environments, combined with a strong customer-first mindset.
- [Oscar Riquet](https://valorpaytech.com/leadership-members/oscar-riquet/)
- [Natalia Nikulin](https://valorpaytech.com/leadership-members/natalia-nikulin/)
- [Lori Pagnozzi](https://valorpaytech.com/leadership-members/lori-pagnozzi/)
- [Erin Keppie](https://valorpaytech.com/leadership-members/erin-keppie/)
- [Courtney Franco](https://valorpaytech.com/leadership-members/courtney-franco/)
- [Bryna Pinks](https://valorpaytech.com/leadership-members/bryna-pinks/)
- [Ally Dones](https://valorpaytech.com/leadership-members/ally-dones/)
- [Rajil Vohra](https://valorpaytech.com/leadership-members/rajil-vohra/): A track record of driving growth across a spectrum of financial services and consumer product markets around the globe, I consider myself as a creative problem-solver who brings in market perspective and develops constructive business solutions out of complex, contentious situations. I excel in crisis situations, business divestment/acquisition, and business turnarounds.
- [OB Rawls](https://valorpaytech.com/leadership-members/ob-rawls/): OB Rawls is a long-time executive in financial services and payment technology companies. He has held numerous executive leadership positions with First Data and has more than 30 years of experience in the banking and electronic payments business. He also has led First Data's international partnerships and merchant services divisions.
- [Muthukumar M](https://valorpaytech.com/leadership-members/muthukumar-m/): Muthukumar M is a computer engineering graduate with ten years of extensive experience with merchant industry CRM for the past eight years. He is responsible for implementing new features and improving the system's stability and performance. He also customizes and configures the CRM system at a user level. He has a deep understanding of the CRM system and its integrations. Muthukumar M is currently serving as the Head of the TMS module in the payment gateway at Valor. He is a highly motivated self-starter, team- oriented, and comes up with creative solutions to challenging problems. He adds exceptional value to valor.
- [Karthik R](https://valorpaytech.com/leadership-members/karthik-r/): Karthik Ramu is a highly experienced and successful tech lead, with over 11+ years of experience in iOS app development. He has developed apps in a variety of fields, such as live streaming, social media, medical, E-commerce, Games, and payment-type apps. Karthik is well-versed in Swift, Objective-C, Laravel, and MySQL. His experience has enabled him to successfully publish more than 20 apps in the AppStore. In addition, he has also integrated Bluetooth and audio jack devices in the payment apps. Currently, Karthik is working as a tech lead in the Gateway team, managing the TMS and Mobile teams. He is an excellent leader, with the ability to think strategically, and to ensure that projects are completed within the set deadlines.
- [Sathishkumar D](https://valorpaytech.com/leadership-members/sathishkumar-d/): Sathish Kumar is a payment industry professional with more than 12 years of experience in the domain. He has worked on various banking-related projects such as SMS Banking, Mobile Banking, Internet Banking, and IMPS payment switch. He has also integrated with CBS (Core Banking System) and created simulators to find the TPS (Transaction Per Second) of the payment gateway. Sathish has also been integrated with the "Rupay" card scheme for card-based payments. At present, Sathish Kumar is working as a Director of Strategy and Project Management for Valor. He is in charge of all major switch projects and is therefore directing his switch team. In addition, he plays a crucial role in payment processor integration. He is an experienced competent professional adding value to Valor.
- [Madhan G](https://valorpaytech.com/leadership-members/madhan-g/): Madhan Gunasekaran is a highly experienced software engineer and architect with a Bachelor of Engineering in Computer Science and Engineering from the Government College of Erode and a Master of Science in System Software from BITS Pilani.
- [Murugaraja N](https://valorpaytech.com/leadership-members/murugaraja-n/): As the Director of Operations, this individual excels in achieving operational excellence through innovative strategies and precise process optimization. Their strong focus on efficiency and commitment to data-driven decision-making consistently boosts productivity and refines workflows. By fostering a culture of continuous improvement and operational agility, they play a crucial role in advancing the organization's overall success and strategic goals.
- [Rajalakshmi S](https://valorpaytech.com/leadership-members/rajalakshmi-s/): As the Director of Quality Assurance at a prominent fintech organization, this executive plays a crucial role in elevating the company's quality management framework to ensure unparalleled excellence in its financial technology offerings. With a profound expertise in quality assurance and regulatory compliance within the fintech sector, they spearhead the development and implementation of sophisticated quality control strategies that ensure the integrity, security, and performance of the company's innovative solutions.
- [Pavunkumar G](https://valorpaytech.com/leadership-members/pavunkumar-g/): Pavunkumar G is a highly experienced professional with 15+ years of experience in banking product development and payment industry. He is currently serving as the director of CRM at Valor and has also been the product owner for a merchant industry CRM for the past 7 years, managing various integrations and implementations. He has worked extensively in Linux operating systems and has been involved in the development of various banking products such as SMS, Mobile Banking, USSD Banking, and has played a key role in developing an IMPS Switch to integrate with the Nation financial switch. He is a highly capable professional, well-versed in the latest technologies & trends and is committed to providing the best possible solutions. At present, Pavunkumar G is the Director of Engineering and Technology for CRM in India. He is in charge of all CRM developments and is therefore directing all activities across various teams.
- [Guhan M](https://valorpaytech.com/leadership-members/guhan-m/): Guhan Meenakshisundaram is an expert in the payment industry with over 15+ years of experience and has a proven track record of successful integrations. He excels at problem-solving, relationship building, and working with teams to reach a common goal and is committed to providing the best possible product and services. He has successfully integrated around 20 unique POS terminals with different processors/payment gateways for the Indian and US markets. These devices include various countertops, pin pads, and mobile POS terminals. He has also created a common base POS architecture that can be used across multiple unique POS terminals. Additionally, he has created a remote diagnostics tool for multiple unique POS machines that can be used to quickly resolve any issues. He has also achieved the distinguished integration of EMV and CLESS by the framework without much effort. He has also worked in various processor switch integrations. His proficiency in cloud- based and semi-integrated ISV has been vital to his success. He is well-versed in dealing with overseas clients including the United States, Europe, China, Taiwan, and the United Arab Emirates. At present, Guhan M is the Director of Engineering and Technology for payment gateway in India. He is in charge of all payment gateway developments and is therefore directing all activities across various teams.
- [Sundar Garg](https://valorpaytech.com/leadership-members/sundar-garg/): As a Board Member for Valor PayTech, Sundar Garg brings deep industry expertise and strategic insight to Valor PayTech’s Board of Directors. With a track record of driving growth and market expansion, he plays a key role in guiding Valor’s long-term vision and global strategy. His experience in scaling operations, fostering innovation, and strengthening industry partnerships continues to be instrumental in Valor’s success.
- [Josh Johnstone](https://valorpaytech.com/leadership-members/josh-johnstone/): Josh Johnstone is a seasoned marketing executive with over 16 years of experience in the fintech and payments industry. As Vice President of Marketing at Valor PayTech, Josh is responsible for driving the company's marketing strategy, brand visibility, and customer engagement.
- [Gene Schenberg](https://valorpaytech.com/leadership-members/gene-schenberg/): Gene Schenberg is a results-driven sales executive with decades of successful experience building strategic partnerships, and leading teams. As Senior Vice President of Sales for Valor PayTech, he drives rapid revenue growth, sales leadership, and management.
- [Todd Harris](https://valorpaytech.com/leadership-members/todd-harris/): Todd Harris is a highly experienced business development executive with over 20+ years of experience in the financial industry. He recently joined our team as Senior Vice President of Business Development. Throughout his career, Harris has demonstrated a consistent ability to drive sales and revenue growth, consistently exceeding targets. Harris has previously worked for several industry leaders, including Fiserv, TSYS, and PAX technology. At PAX, Harris played a crucial role in expanding the company's presence in the North American market and securing several significant partnerships.
- [Abubacker](https://valorpaytech.com/leadership-members/abubacker/): Abubacker has been in the forefront of the payment industry for about 10 years. Has developed Various Transactional Switches, VAS applications for POS, Enterprise level CRM for ISOs and, most notably, Web application portal for Merchants and ISOs. He holds the distinct recognition of having created Cloud-based Risk Engine Software to help Risk Managers. Clearly establishing the edge for Valor Payment Gateway, a NextGen payment EcoSystem.
- [Eric Bernstein](https://valorpaytech.com/leadership-members/eric-bernstein/): Eric Bernstein, Strategic Advisor at Valor PayTech, has played a key role in the company’s growth since its inception. Previously serving as CEO, Eric led overall operations, marketing, branding, revenue implementation, and strategic growth initiatives.

## RM Locations
- [Valor PayTech LLC – US location](https://valorpaytech.com/locations/valor-paytech-llc-us-location/)
- [Valor PayTech Location India](https://valorpaytech.com/locations/valor-paytech-location-india/)